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Released in 2006, Tesla has quickly become known as the disruptor of the car industry, delivering tech-heavy, ultra-minimal electric vehicles that have really brought EV motoring into the mainstream.
Whether it's the safe and spacious Model 3 or the high-performance Roadster, Tesla models offer something for everyone, but what happens if yours is written off?
Thanks to depreciation (which, sadly, Teslas still suffer from, despite being extremely popular), your car may be worth less than you paid for it, or still owe on finance. If that happens and your motor insurer pays out the current market value, you could be left significantly out of pocket.
Tesla Gap Insurance from Direct Gap protects against that shortfall. We'll pay any difference between your insurance payout and the amount outstanding on finance, or what you paid for your car, depending on the policy you choose.
Get a quote online, or call our UK based customer service team today and get total peace of mind with comprehensive Gap Insurance from Direct Gap.
What Is Tesla Gap Insurance?
Following a write-off, Tesla gap insurance covers any difference between your motor insurance settlement figure and the amount you paid for your vehicle, or any outstanding finance, depending on the policy you choose. Typically, the 'current market value' (the amount your insurer pays) is much lower than the vehicle's purchase or finance price, due to depreciation.
To find out more, why not visit our comprehensive guide to gap insurance?
Why Choose Direct Gap?
- 5 Star Feefo-rated insurance
- 30 Day money-back guarantee
- Unlimited claim limits on vehicles up to £50k
- Free policy transfer on RTI and VRI
- Deferred start date option for new vehicle purchases
- Cover for all named drivers on your policy
- No mileage restrictions
- Policy amendments for registration number and address changes
- Commitment to settle your claim within 10 days
- No additional fees for credit card payments
- Save up to 75% with a specialist policy
Tesla | FAQ's | Statistics & General Information
Launched in 2006, Tesla quickly grew to become one of the most influential car manufacturers in the market, especially in the electric car segment. The introduction of the Model 3 saw a cumulative shift in popularity, helping pave the way for other EV manufacturers and bringing electrified motoring into the mainstream.
These days, Tesla sales are still strong, having surpassed 300,000 models in the UK alone in 2026, with the Model 3 and Model Y as their forerunners.
Tesla initially launched with five models in the UK, including the larger, flagship Model S and Model X. However, in recent years, they've reduced this offering to two models: the Model 3, a refined sports saloon which rivals the BMW 3 Series and Mercedes C Class respectively and the larger, family-focused Model Y.
As a pioneering EV brand, it goes without saying that only electric models are available for both.
Sadly, Tesla is one of the fastest depreciating car brands on the market, losing around 45% of their value in the first three years. The brand also performs quite poorly in our EV Depreciation List, despite being one of the top 10 best-selling manufacturers.
For information on specific models and to get a better insight into how much value your Tesla could lose, try our free Car Depreciation Calculator.
Tesla is one of the least attractive car makes for thieves, putting them at the lower end of most car theft lists. This is due, in part, to their high-performance anti-theft features.
However, some are stolen in '2 in 1' thefts, where thieves first break into the house, steal the keys, then drive the vehicle away, bypassing alarms and immobilisers.
There are three common types of GAP Insurance available for most cars, including Tesla, which is most suitable depends on your finance type, car ownership status and individual cover needs.
The main types of Tesla Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.
At Direct Gap, we can offer plenty of cover on top of your Tesla gap insurance. For example, if you’d like to protect against damage to the tyres, wheels and bodywork of your vehicle, we can provide: