VW Gap Insurance

Founded in 1934 and manufacturer of the "people's car", Volkswagen has built iconic vehicles from generation to generation. From the Golf to the Polo, the Passat to the up!, VW combines innovative technology with flexible production to deliver affordable cars for every use.

However, these engineering feats also need protecting. The Golf was ranked third among the most stolen cars in the UK in 2019 and if the worst was to happen, you could find yourself losing out financially. That’s because most insurers pay out in line with a car’s current value, rather than to match what you paid for it in the first place. But Guaranteed Asset Protection (GAP) insurance can provide you and your VW with the cover you need.

What is Volkswagen gap insurance?

Volkswagen gap insurance covers the difference between the value of your car when you bought it and your insurer's offer when they write off your vehicle. As a car's value depreciates over time, your standard insurance can leave you at a financial loss. With our more advanced VW gap insurance policies, you can even cover the cost of getting back on the road in a model with similar specifications.

Find out more about this form of cover in our guide to gap insurance.

What are the benefits of VW gap insurance?

VW gap insurance offers that all-important peace of mind as well as numerous policy benefits including:

  • Commitment to settle your claim inside 10 days
  • 30-day money back guarantee
  • No mileage restrictions during the life of the policy
  • All named drivers covered
  • Deferred start date for new model purchases
  • No claim limits on vehicles up to £50,000

How much does VW gap insurance cost?

Your VW gap insurance could cost as little as £69 – a small price to pay for such a robust level of protection. You can also pay your premium over monthly instalments if you prefer.

How long does VW gap insurance last?

You can take out a VW gap insurance policy with Direct Gap for anything between 1 - 5 years.

VW gap insurance – is it worth it?

If you bought your VW brand new for £25,000 but then it was only worth £10,000 at the time it was written off or stolen, your insurance company would be likely to offer a settlement in line with that second figure. That leaves you £15,000 out of pocket. However, with a VW gap insurance policy from Direct Gap starting from £69, you’ll be fully protected against that loss – and for a more than reasonable price.

What additional cover is available?

At Direct Gap, we can also offer a number of extra policies to protect the tyres, wheels and bodywork of your car. By coming to us, you could benefit from:

However, please note that these policies cannot be bought separately and can only be taken out in combination with Volkswagen gap insurance cover from Direct Gap.

Get your VW gap insurance quote today

If you’re looking for that crucial peace of mind every time you get behind the wheel, why not get a VW gap insurance quote today? And if you have any questions, our friendly team are always on hand to help – just call 01422 756100 and we’ll be happy to discuss any queries.