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BMW Gap Insurance

A giant of the automobile industry, BMW has been producing some of the world's finest cars for over 100 years. For many, owning a BMW is still the ultimate symbol of wealth and success.

There's no getting away from it – BMWs attract attention. But unfortunately, this can make them a target for thieves. Even if your insurance policy covers theft, in the event of a claim you may still find yourself out of pocket. New models depreciate very quickly and most insurance companies will only pay out for the car's value at the time of a claim. With a high-end vehicle such as a BMW, the difference can be many thousands of pounds. This is where Guaranteed Asset Protection (GAP) insurance can help.

What is BMW gap insurance?

BMW gap insurance will pay for the difference between your car's current market value and its purchase price if you make a claim in the event that it is written off or declared a total loss. If that were to happen, you could be left thousands of pounds out of pocket, so BMW gap insurance from Direct Gap offers a priceless level of added protection, with policies available for between 1-5 years.

For further information, check out our handy guide to gap insurance and how it works.

What are the benefits of BMW gap insurance?

BMW gap insurance can offer peace of mind and financial security. On top of that, our policies come with several additional benefits, including:

  • Commitment to settle your claim inside 10 days
  • Deferred start date for new purchases
  • No mileage restrictions for the duration of the policy
  • 30-day money back guarantee
  • No claim limits on models up to £50,000
  • Cover for all named drivers

How much does BMW gap insurance cost?

Our BMW gap insurance quotes start from just £69 – a small price to pay for that all-important peace of mind. What’s more, you can cover the cost of the premium over 12 monthly instalments if you’d prefer to spread it out rather than pay up front in one lump sum.

Is BMW gap insurance worth it?

If you were to buy a brand-new BMW for £50,000, the reality is that it will depreciate over time. If, after a few years, something were to happen to it (for example if it were stolen), your motor insurers would offer a settlement in line with its current value. Let’s say that by this stage, your car is now worth £30,000 – that’s £20,000 you’ve lost out on. But a BMW gap insurance policy covers you for that drop in value and, with quotes starting from £69, we believe it’s well worth the extra investment.

What additional cover is available?

As well as BMW gap insurance, Direct Gap can provide you with protection for the bodywork, wheels and tyres of your pride and joy. Find out more about:

Please note that the above policies can only be purchased in conjunction with BMW gap insurance from Direct Gap, and cannot be taken out separately.

Get your BMW gap insurance quote today

For that all-important peace of mind, why not get in touch with us and get your BMW gap insurance quote today? It takes only a matter of minutes, and if you have any questions about this form of cover or anything else, please don’t hesitate to call 01422 756100 and a member of our expert, friendly team will be on hand to help.

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

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