01422 756100
Mon-Fri 9am-6pm, Sat 10am-4pm
Cover your car and save up to 75% on specialist Gap Insurance
Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Suitable for HP, PCP, Lease and Contract Hire Vehicles.
Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest.
Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.
Kieran smith 12 Mar 2018
Brilliant service easy to use and best price online highly recommend
R Battle 17 Jan 2015
Explanations were easy to understand.
Kate Jarvis 23 Dec 2013
Very easy clear and good value
Claudio Serra 17 Oct 2017
Very good offers also contacted the firm by telephone, a very helpful and friendly staff.
Lorna Mackay 22 Nov 2014
Quote given and Insurance arranged very quickly with no problem
Mike Beagrie 11 Jul 2014
Good support on earlier telephone call and easy to complete on-line!
Matthew Reynolds 21 Aug 2014
Very easy, very clear.
nick watts 9 Sep 2017
free gap insurance for 14 days FAB
D Nash 17 Dec 2013
Reassured buying from a fully FSA registered broker. Thank you
Kevin France 22 Feb 2014
Quick and easy to use !
John Smith 1 May 2019
Easy to navigate the web site and the fact that you can delay start for when my Insurance doesn't cover for a replacement vehicle. Very easy transaction and would recommend to anyone else purchasing a new car. Much cheaper th…
John Littler 13 Nov 2014
Easy to arrange and quick response to my enquiry.
Edward Cheney 24 Aug 2019
Very straightforward and easy to purchase on the website We were quoted £330 from a VW dealer for our Cooper S we purchased for £12500 but DirectGap offered us 3 yrs for £129 a substantial saving. Guess the proof of the puddi…
MARSHAM 20 Aug 2015
ALWAYS A PLEASURE TO DEAL WITH
Mr butler 12 Mar 2019
Very easy and fast service no hassle what so ever, I currently have two policies with direct gap can not recommend them enough
Alan Ball 22 Oct 2020
Great service and the best value Gap around
Mrs G Winwright 1 Jun 2018
Straight forward to complete online,excellent value for money, I hope I don't need to use the policy but it's good to have the piece of mind with the policy.
Alan Nicholls 8 Jul 2014
Easy to use website and very informative. Many thanks.
Lisa Sharp-Greer 8 Dec 2019
Good price, good terms and lifetime of agreement. Chose after shopping around :)
Naomi Gardner 27 Jul 2015
:-D
Michael Freebury 27 Aug 2019
Very good price and quick and easy to set up! 5 year return to invoice GAP policy, which I struggled to find anywhere else and certainly could not beat this price. Policy documents emailed to me in full, in seconds!
simon crockford 27 May 2014
Fast, efficient and policy starts from premium payment date and not date of vehicle purchase.
Laura Bellingham 7 Nov 2014
This is the 2nd policy i have taken out the service is quick and easy to use Thankyou
Gary Pengelly 12 Apr 2014
I did some web research before I purchased from you - Direct Gap. I could not find any bad reports on the internet. Vehicle Replacement + cover from yourselves. Direct Gap were not the cheapest on the web, there were 5 other…
"5" Star Rated Insurance with a 30 day money back guarantee
Unlimited Claim Limits on vehicles up to £50k
Free policy transfer on RTI and VRI
Deferred start date option for new vehicle purchases
Cover for ALL named drivers on your policy
No mileage restrictions during life of policy
Policy amendments for registration number & address changes
Commitment to settle your claim within 10 days
Credit card payments, no additional fees
Call our payments team to find out more on
Gap insurance covers the difference between your insurance offer at the point your car is written off or declared a total loss and the value of your car when you bought it.For example, if you purchased a car for £20,000 and it was worth £8,000 at the time it was written off or stolen, your gap insurance would cover the shortfall of £12,000. It would also cover any outstanding finance payments, plus – for some enhanced policies – any additional costs needed to get you back on the road with a car to the same specification as when it was purchased. Taking out gap insurance is important because cars depreciate over time and your motor insurer will value it in line with depreciation. If your car is written off, your motor insurance policy only covers your vehicle to its value at the point it is declared a total loss. This can be substantially less than outstanding finance commitments, the price you paid for your car and the cost of getting back on the road in a car with a similar specification.
Covers the cost of the replacement or repair of the tyres fitted to your vehicle that have sustained either accidental or malicious damage.
Scratch & Dent Insurance covers the cost of parts and labour to repair your vehicle in the event of minor accidental damage to the bodywork.
Alloy Wheel Insurance covers the cost of repairing accidental damage which has occurred to your Alloy Wheels.
Gap Insurance may not be suitable for everyone, but it could be more than worthwhile if:
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Not everyone will need Gap Insurance, however. For example, it may not be required if:
Here at Direct Gap, we pride ourselves on our ability to offer a tailored Gap Insurance policy that’s perfectly suited to you and your needs. To that end, we offer a range of different products designed to meet your specific requirements:
There is no set fee for gap insurance, as your quote will vary depending on the original price of your car and the length of policy you wish to take out. For example, a five-year policy on a car costing £20,000 will come at a higher premium than a one-year policy for a £10,000 car. What we can guarantee at Direct Gap is that your policy will come at a highly competitive price and the service you’ll receive from our expert and friendly team will be second to none.
There are some circumstances in which your Gap Insurance would not cover you, or in which you would be unable to take out the policy in the first place. These include:
So, you’ve purchased your new car and you’re seeking a robust gap insurance policy at a reasonable cost. Here are just some of the many reasons why Direct Gap is perfect for you: