Direct Gap is one of the leading online providers of GAP Insurance for new and used vehicles. We are fully authorised and regulated by the Financial Conduct Authority.
We have established our reputation over many years as an independent insurance broker and we only use "A" rated, FCA authorised and regulated insurers. Our policies are underwritten by a number of different insurers, for your convenience all claims offices are based in the UK. You can rest assured that both your policy and your premium are safe. You also have further security in that all of our policies fall within the Financial Services Compensation Scheme.
We supply all major types of GAP Insurance products including Return to Invoice +, Vehicle Replacement +, Finance Shortfall, Contract Hire, Leasing, PCP contracts, and Agreed Value policies.
These policies are specifically formulated to provide a range of benefits and are available from one to five years in duration to suit your circumstances and the method of vehicle purchase/lease/hire.
Our RTI, VRI and Agreed Value policies are transferable when you change your vehicle or they can be rebated on a pro rata basis. The Finance policy cannot be transferred but can be rebated on a pro rata basis. This means that you can utilise your policy duration to the maximum.
For new vehicles, where you are the first registered owner/keeper, and have cover from your motor insurer in the first 12 months on a new for old basis, we allow you to defer the start date of your RTI or VRI policy with us free of charge for up to 12 months.