01422 756100
Mon-Fri 9am-6pm, Sat 10am-4pm
Cover your car and save up to 75% on specialist Gap Insurance
Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Suitable for HP, PCP, Lease and Contract Hire Vehicles.
Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest.
Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.
Dr Singh 23 Dec 2013
Great customer service when I queried a point on european cover.
Brad 20 Nov 2018
Quick and easy service - Perfect in the day and age of lengthy form filling!
graham sentinella 12 Jan 2015
Good, easy to understand, better than previous one I took out with another company. Good price/value. Easy, quick procedure. thank you
Michael Bagnall 6 Mar 2020
Brilliant service had it with my previous car which unfortunately was wrote off they payed straight out with my back to invoice policy so I'm getting again with my new vehicle
lynsey pattison 12 Dec 2018
Excellent phone staff and really easy to apply online too
Annise Hirst 19 Mar 2014
Easy to set up, hope you are just as easy to deal with if I have to claim.
Andy Hawkes 24 Nov 2014
Excellent telephone help & instant e-mail quotation. Internet site easy to negotiate.
Rodney Howell 1 Jan 2016
Steve 17 Dec 2013
Price
David McKinlay 20 Oct 2015
Good price compared to others. Easy to use website.
Sue B 18 Dec 2013
Bought new car and wanted to be covered for five year. Piece Of mind.
Michael Satchell 23 Dec 2013
"Does what it says on the tin"
Callum Reed 9 Mar 2017
Much cheaper and easier than thought. Bought for piece of mind on my new car more than anything in the event the worst case happened. Dealer wanted £400. And ive paid only £129 for the same cover. Glad I searched it…
J Brearley 17 Dec 2013
The price was very much lower than the insurance offered by the dealer and the cover was equally as good.
Nigel Mulholland 23 Dec 2013
Easy to use website with sufficient information on the required product as well as a very competitive price.
Denise Dunne 16 Nov 2019
Called spoke to customer service explained everything extremely well.
Gordon Bradley 27 Jul 2014
Seems trouble free and good rates
adam easton 7 Oct 2014
Absolutely straight forward to arrange and cheapest I could find. Perfect. As I am younger driver and my first NEW car, it comes with peace of mind for next 3 years. Thanks.
Jacqueline Harvey 26 Sep 2014
Excellent service, webite and very competitive offer
Stewart Young 23 Mar 2014
Very clear website, fair price
J Parker 23 Dec 2013
The detailed advice on the claim limit was brill
mr jasvir mann 5 Oct 2015
Dealt with yourselves previously
Carl Skerritt 7 Dec 2015
Site clear and easy to use, great experience when I called up to check my understanding. Really nice and helpful.
Nick Phillips 3 Nov 2019
Right Price - good elements in the cover that many others dont give - Theft by keys, no limit to cover value and others
"5" Star Rated Insurance with a 30 day money back guarantee
Unlimited Claim Limits on vehicles up to £50k
Free policy transfer on RTI and VRI
Deferred start date option for new vehicle purchases
Cover for ALL named drivers on your policy
No mileage restrictions during life of policy
Policy amendments for registration number & address changes
Commitment to settle your claim within 10 days
Credit card payments, no additional fees
Call our payments team to find out more on
Gap insurance covers the difference between your insurance offer at the point your car is written off or declared a total loss and the value of your car when you bought it.For example, if you purchased a car for £20,000 and it was worth £8,000 at the time it was written off or stolen, your gap insurance would cover the shortfall of £12,000. It would also cover any outstanding finance payments, plus – for some enhanced policies – any additional costs needed to get you back on the road with a car to the same specification as when it was purchased. Taking out gap insurance is important because cars depreciate over time and your motor insurer will value it in line with depreciation. If your car is written off, your motor insurance policy only covers your vehicle to its value at the point it is declared a total loss. This can be substantially less than outstanding finance commitments, the price you paid for your car and the cost of getting back on the road in a car with a similar specification.
Covers the cost of the replacement or repair of the tyres fitted to your vehicle that have sustained either accidental or malicious damage.
Scratch & Dent Insurance covers the cost of parts and labour to repair your vehicle in the event of minor accidental damage to the bodywork.
Alloy Wheel Insurance covers the cost of repairing accidental damage which has occurred to your Alloy Wheels.
Gap Insurance may not be suitable for everyone, but it could be more than worthwhile if:
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Not everyone will need Gap Insurance, however. For example, it may not be required if:
Here at Direct Gap, we pride ourselves on our ability to offer a tailored Gap Insurance policy that’s perfectly suited to you and your needs. To that end, we offer a range of different products designed to meet your specific requirements:
There is no set fee for gap insurance, as your quote will vary depending on the original price of your car and the length of policy you wish to take out. For example, a five-year policy on a car costing £20,000 will come at a higher premium than a one-year policy for a £10,000 car. What we can guarantee at Direct Gap is that your policy will come at a highly competitive price and the service you’ll receive from our expert and friendly team will be second to none.
There are some circumstances in which your Gap Insurance would not cover you, or in which you would be unable to take out the policy in the first place. These include:
So, you’ve purchased your new car and you’re seeking a robust gap insurance policy at a reasonable cost. Here are just some of the many reasons why Direct Gap is perfect for you: