Direct Gap is one of the leading online providers of GAP Insurance for new and used vehicles. We are fully authorised and regulated by the Financial Conduct Authority.
We have established our reputation over many years as an independent insurance broker and we only use "A" rated, FCA authorised and regulated insurers. Our policies are underwritten by a number of different insurers, for your convenience all claims offices are based in the UK. You can rest assured that both your policy and your premium are safe. You also have further security in that all of our policies fall within the Financial Services Compensation Scheme.
We supply all major types of GAP Insurance products including Return to Invoice +, Vehicle Replacement +, Finance Shortfall, Contract Hire, Leasing, PCP contracts, and Agreed Value policies.
These policies are specifically formulated to provide a range of benefits and are available from one to five years in duration to suit your circumstances and the method of vehicle purchase/lease/hire.
Our RTI, VRI and Agreed Value policies are transferable when you change your vehicle or they can be rebated on a pro rata basis. The Finance policy cannot be transferred but can be rebated on a pro rata basis. This means that you can utilise your policy duration to the maximum.
For new vehicles, where you are the first registered owner/keeper, and have cover from your motor insurer in the first 12 months on a new for old basis, we allow you to defer the start date of your RTI or VRI policy with us free of charge for up to 12 months.
In addition to our GAP insurance products we also have a range of additional policies specifically tailored to provide peace of mind motoring and protect you from unexpected costs.
Tyre Insurance – covers the cost of either a puncture repair or a new tyre replacement to include run flat tyres and winter tyres. No excess or betterment fees are charged.
Scratch and Dent Insurance – covers repairs to your vehicle in the event of accidental damage to the bodywork made by stone chips, key scratches etc. Includes bumper repairs for dents and scuffs on painted or textured finishes.
Alloy Wheel Insurance - covers the cost of repairs to the painted finish of alloy wheels resulting from accidental damage.
Key Insurance-covers locksmiths' charges, new locks and keys and re-programming of immobilisers as a result of lost, stolen or broken keys.