• Finance/Contract Hire

    Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Suitable for HP, PCP, Lease and Contract Hire Vehicles.

  • Return to Invoice +

    Pays the difference between the motor insurers settlement and either the invoice price or the amount outstanding on finance whichever is the highest.

  • Vehicle Replacement +

    Pays the difference between the motor insurers settlement and the cost of a replacement vehicle matching the original specification, age, mileage or the amount outstanding on finance whichever is highest.

Why choose Direct Gap?

  • Covers New & Used Car & Vans
  • Cover from 1 - 5 years
  • 30 Day Money Back Guarantee
  • Covers £1500 dealer fitted accessories
  • Covers All Factory Fitted Optional Extras
  • Unlimited Claim Limit Policies
  • Covers insurance excess up to £250
  • Covers all drivers on your insurance policy

Welcome to Direct Gap - insurance specialists saving you money

Direct Gap is a specialist GAP insurer. We offer an excellent range of insurance products at incredibly competitive prices. We are fully authorised and regulated by the Financial Conduct Authority.

We have established our reputation over many years as an independent insurance broker and we only use "A" rated, FCA authorised and regulated insurers. Our policies are underwritten by a number of different insurers, for your convenience all claims offices are based in the UK. You can rest assured that both your policy and your premium are safe. You also have further security in that all of our policies fall within the Financial Services Compensation Scheme.

Service is very important to us and we’re really proud of the feedback we get from customers. We think that’s because we don’t run a call centre. We are a professional team of trained specialists who know about cars, Gap insurance and motor finance. 

If you ever have to make a claim, it will be handled by the same trained professionals, quickly and efficiently. We’re happy to say that the average time to payment, once your insurer has made an offer of settlement and the paperwork is in place, is just seven days.

Need help? Read our guides

We also offer additional insurance for the following: