Get ASU Insurance from only £24.10/month

Policy Wording IPID

Accident, Sickness & Unemployment

In a world full of unexpected turns, ensuring your financial stability should never be left to chance.

Whether you find yourself facing health issues, following an accident or otherwise, or unexpected unemployment, ASU insurance offers comprehensive coverage you need to maintain your lifestyle and peace of mind.

Tailored to fit your individual needs, our simple-to-understand Accident, Sickness and Insurance polcy provides up to £2,000 per month, ensuring you can focus on recovery, not your bills.

Monthly Cover From £500 - £2,000
No Medical Required
Simple Claims Process
Cover Available for Most Proffesions
Get Cover In Minutes
Low Monthly Payments

Why choose Direct Gap for your Accident, Sickness & Unemployment Cover

There are plenty of reasons to come to Direct Gap for your ASU insurance. Here are just a few of them:

• Flexibility: You choose the level of coverage (up to £2,000) that best suits your needs and circumstances.

• Responsibility: We’re fully regulated by the Financial Conduct Authority and we hold ourselves to the very highest standards.

• Integrity: Our team do not make any commission from sales of ASU – we’ve only got your best interests in mind.

• Service: Our glowing reviews and 5-star Feefo rating are a sign of how much our customers value what we do for them.

Get ASU Insurance from only £24.10/month

Buy ASU Insurance

Policy Wording IPID

See what our customers are saying about us

Evonne Rogers 7 Aug 2022

Excellent service, easy to navigate website. Had the exact product I was looking for.

Anca Riglea 25 Aug 2022

Super easy to follow the website and purchase the insurance. Comparing to others, Direct Gap is so so affordable Amazing customer service

Beverley Williams 10 Nov 2022

Competitive prices + straightforward to purchase

Surjit Pangli 15 Mar 2023

Easy to use site. Considerably less than dealer's quote.

Gillian Millar 12 Jan 2023

Nice and easy website and good value compared to main dealer.

Anthony Charles 21 Oct 2022

Very easy process. Very competitive pricing. Easy to sort.

David 30 Sep 2022

Clear and helpful website. Much better value than dealer offer.

Michael Voyzey 4 Jan 2024

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

Richard. Alan. Smith 16 Jul 2023

Second time used for gap insurance, no hassle just straight forward application process and a sensible cost. Would highly recommend.

Dave Wilkinson 6 Sep 2023

Very straight-forward and a compoetitive price.

Stuart Weatherdon 8 Jun 2023

Straight forward to buy & much cheaper than the dealer...👍 hopefully I will never need it, but its peace of mind if the unthinkable should happen...

Susan Smith 13 Mar 2023

Much cheaper than other quotes. Easy to do. I phoned to talk to an adviser as never needed this type of insurance before. No hold time and very helpful.

Graham W Beds 6 Aug 2022

Nice website, clear & acurate descriptions plus its half the price of the car dealers!

David Pibworth 3 Feb 2024

Easy to complete and far cheaper than quoted by the main dealer

natasha badger 28 Oct 2023

Easy to use and half the cost the dealership wanted for a gap policy

Christine Davies 14 Sep 2023

Straightforward application process. Competitive premium rates. Have dealt with company before.

darren birch 8 Jan 2024

used before and experienced great service, thats why im back

Gary Oakley 13 Aug 2022

Professionally dealt with, straight forward to set up - good piece of mind, for fair value.

Arthur B 18 Dec 2013

The price was competitive but the main reasons for taking this insurance was the free transfer of policy to another car and it was the only one to offer a 5 year policy

Mick Coy 23 Dec 2013

Superb, simple use of technogy. So many companies bog themselves down in complicated web sites and backend capabilities that it complicates the front end (web precense). Impressed,…

Joanne Ashworth 22 Mar 2021

Quick and simple to do 10/10

Barry 21 Feb 2018

I've already got GAP insurance on a car I bought eighteen months ago. Buying from Direct Gap couldn't be easier.

T Kellett 10 Oct 2017

This is the second time I've used Direct Gap. So easy to setup the policy online and much better price than the dealership!

Grace Searing 31 Aug 2020

Second time used 60% cheaper than deal

Get a Quote

FAQ

What is the maximum monthly benefit?

Up to £2,000 (depending on your selected limit) or 65% of your normal monthly income, whichever is less.

What if I get temporary work during my unemployment claim?

Claims can be suspended, not ended, provided temporary work lasts no longer than six months.

Are there any exclusions for COVID-19 related claims?

Yes. Claims directly or indirectly resulting from COVID-19 or other pandemics are excluded.

What happens if I find a new job during an unemployment claim?

You must inform the administrator, and if the job is temporary, your claim may be suspended and later resumed if you become unemployed again.

Is there a limit to the amount of claims I can make?

You can make multiple claims up to the maximum benefit specified on your policy document (this is usually up to 12 months) and is subject to a return-to-work period between claims of 6 months.

Will ASU cover my entire (100%) income?

The policy covers up to a maximum of £2,000 or 65% of your normal monthly income, whichever is less. This is also dictated by the level of cover you chose.

Is ASU suitable for part-time workers?

Yes, as long as you are working a minimum of 16 hours per week and meet the other standard eligibility requirements (age etc.).

Will ASU cover me if I move abroad?

If you cease to reside or work in the United Kingdom, your coverage will end as the policy requires you to live and work in the UK.