A message from our Managing Director on Gap Insurance. Read our Statement.

Why Direct Gap?

1. Direct Gap are Specialists in Gap Insurance.

If you need the peace of mind a Gap Insurance product provides, you can trust Direct Gap to provide you with a high quality, fully featured product at an affordable price. As one of the largest specialist GAP providers direct to the public, we can save you up to 75% of the cost of Gap Insurance offered by dealers.

Direct Gap has friendly team of trained insurance professionals based in the UK. When you call us, you will speak to an expert in Gap Insurance. We’re happy to explain the difference between policies and match you with the one that suits your needs.

2. Free Policy Transfer!

For RTI & VRI policies we offer a free transfer service should you change your vehicle.

3. Defer Your Policy

Defer your policy start date  for FREE if you have a New Vehicle!

For new vehicles, where you are the first registered owner and have cover from your motor insurance in the first 12 months, we allow you to defer the start of your policy FREE of charge for up to 12 months.

4. Real Members of Staff not Sales People

All members of our staff have extensive experience with Gap Insurance. They are salaried and receive no commission or incentives from any sales. The way it should be, good old fashioned independent advice.

5. Free Policy Amendments

We make no charge for any change of policy details such as change of Registration Number or Address.

6. Cover Any Named Driver

All of our policies automatically cover all named drivers on your comprehensive insurance policy.

7. Based in the UK & FCA Registered

Direct Gap is a trading style of Motor Gap Limited, a UK company which is authorised and regulated by the Financial Conduct Authority. Our FCA authorisation number is 516846 which can be checked by visiting https://register.fca.org.uk/s/

8. Unlimited Claim Limits

All vehicles costing under £50,000 qualify for our unlimited claim limit on Finance Gap and Return to Invoice policies. Vehicles up to £100,000 still benefit from up to £50,000 of cover.

Pay one price for unlimited cover for up to 5 years. 

9. Covers Motor Insurance Excess

Customers ask is there any excess to pay? The great news is NO. We will actually pay your motor insurance excess up to £1,000 in the event of a claim.

10. Claims Settled In 10 Days

Due to the large volumes of policies we sell each year and the fact we have dedicated Gap Insurance claims handlers we make a unique commitment to settle any claim within 10 days of receiving the paperwork from you and your insurer. In reality our average settlement time is 4 working days.