Smart Car Gap Insurance

Debuting in the USA in 2008, the Smart Car has always been big on city living. The idea behind it was that people needed a small, fuel-efficient and environmentally conscious vehicle that would be easy to park in small spaces. All without sacrificing great style and sensational drivability. Is your Smart Car the key to your fast-paced modern life? Then you won’t want to risk losing out – make sure you have the most comprehensive insurance around today.

If your vehicle is written off or stolen, most insurers will offer a settlement in line with its calculated market value, rather than equal to what you paid for it in the first place. When that happens, you can find yourself out of pocket or struggling to pay off a car you can’t use. But with Guaranteed Asset Protection (GAP) insurance, any such worries will be a thing of the past.

What is Smart gap insurance?

A Smart gap insurance policy from Direct Gap will cover the difference between your insurer’s settlement and the original purchase price of your vehicle. Cars can depreciate in value quickly, especially new models, so sometimes this disparity can run to thousands of pounds. We want you to feel fully protected whenever you get behind the wheel, which is why we believe Smart gap insurance is worth it.

For more details, why not take a look at our comprehensive guide to gap insurance.

What are the benefits of Smart gap insurance?

A Smart gap insurance policy can provide priceless peace of mind, not to mention all of these additional benefits:

  • Cover for all named drivers
  • No mileage restrictions during life of policy
  • Deferred start date for new models
  • 30-day money back guarantee
  • No claim limits on vehicles up to £50,000
  • Commitment to settle claims inside 10 days

How much does Smart gap insurance cost?

Our Smart gap insurance prices start from as little as £69 and we can offer you the choice of paying up front or in monthly instalments.

How long does Smart gap insurance last?

With Direct Gap, Smart gap insurance can be taken out for any period between 1-5 years.

Is Smart gap insurance required?

Smart gap insurance is not a legal requirement in the same way that standard motor cover is, but we think it makes total sense to protect yourself as much as possible. For example, if you bought a new Smart forfour at £20,000, its value over the next couple of years may depreciate to around £14,000. If your car were then to be stolen or written off in an accident, your insurance settlement would reflect only its worth at that time. That leaves you £6,000 down, but with Smart gap insurance you’ll be covered for that difference. With quotes from just £69, we think it’s a small price to pay for that peace of mind.

What additional cover is available?

As well as providing invaluable financial protection, we can also offer Smart insurance for car scratches, tyres and alloys. Find out more about:

Please note that these policies cannot be taken out separately. They must be purchased in combination with Smart gap insurance from Direct Gap.

Get your Smart gap insurance quote today

You deserve to feel safe and protected when driving your car. We hope nothing ever goes wrong, but just in case, Smart gap insurance can ensure you’re not left counting the cost. If you have any questions or would like to know more, please feel free to give us a call on 01422 756100 and a member of our friendly team will be on hand.