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Known for quirky design and snappy performance, Citroen is one of France’s best-loved motor manufacturers. The brand prides itself on its distinctive spirit and pioneering technology and the latest line-up boasts an extensive range of vehicles from the family-friendly Berlingo to the stylish C3.
Many people do not realise that if their car is involved in an accident, falls foul of theft or is damaged by flood or fire, the settlement from insurers may not cover the amount they originally paid for the vehicle. Thankfully, Guaranteed Asset Protection (GAP) insurance can offer security against such a problem.
Let’s use a new Citroen Berlingo, costing around £20,000, as an example. If you were to own the vehicle for a couple of years its worth may have dropped to £15,000 during that time. If an accident were to happen and your car was written off, your insurers would pay a settlement in line with its value at that point, leaving you £5,000 out of pocket. Gap insurance would cover the difference.
What Is Citroen Gap Insurance?
Citroen gap insurance is designed to cover the shortfall between what your insurers will pay in the event of your car being written off and the original purchase price. It also covers those with a finance or lease agreement. In many circumstances, drivers find themselves facing a situation whereby the insurance settlement will not cover the outstanding amount, forcing them to pay money for a vehicle they cannot use. Citroen gap insurance provides you with peace of mind that should the worst happen, you will not be left out of pocket.
For more information, take a look at our Gap Insurance page.
Why Choose Direct Gap?
- 5 Star Feefo-rated insurance
- 30 Day money-back guarantee
- Unlimited claim limits on vehicles up to £50k
- Free policy transfer on RTI and VRI
- Deferred start date option for new vehicle purchases
- Cover for all named drivers on your policy
- No mileage restrictions
- Policy amendments for registration number and address changes
- Commitment to settle your claim within 10 days
- No additional fees for credit card payments
- Save up to 75% with a specialist policy
Citroen | FAQ's | Statistics & General Information
Famous for providing the everyday driver with cars that are affordable and fun, Citroen have always been known to 'break the mold' when it comes to design, with models ranging from the brilliant 2CV to the Cactus, C3 and Picasso.
In recent years the company has been acquired by Stellantis, continuing to develop excellent, mid-range hatchbacks, saloons and EVs.
As with most manufacturers, Citroen are now venturing into hybrid and fully electric models, alongside their 'traditional' petrol and diesel options.
The current range focusses on hatchback models, including the C3, C4 and C5. There's also a Berlingo model, an SUV which offers more space and a bigger car for those looking for extra room.
On the whole, Citreon do depreciate quite quickly, especially the C5 Aircross, which unfortunately made our Top 10 Most Depreciating Cars list in 2025.
On average, most models will lose 40-55% of their value in three years, according to The Money Calculator.
For more information on car depreciation, try our Free Car Depreciation Calculator, which estimates your potential loss of equity, depending on model type and ownership length.
Citroen C4
Our customer purchased a used Citreon C4 for £6,850. After it was written off, we covered the shortfall from their motor insurance payout, plus their excess, totalling £2,147.
Citreon are ranked as the 20th most stolen brand in the UK, with over 600 being reported over the last year.
The Berlingo in particular is a target, as parts are valuable at resale.
There are three common types of GAP Insurance available for most cars, including Citroen, which is most suitable, typically depends on your finance type, car ownership status and individual cover needs.
The main types of Citroen Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.
As well as offering Citroen gap insurance, we can provide cover for the wheels, tyres and bodywork of your vehicle. Find out more about: