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Known for its well-built, reliable cars, Honda is a world-class manufacturer. Founded in 1948 in Japan by Soichiro Honda and Takeo Fujisawa, it also became the biggest motorcycle brand in Japan as early as 1955. Today, it is an innovator in electric vehicles and is shaping the future of the car market. Iconic designs like the Civic and Accord are currently in their tenth generations and continue to evolve year on year.
Honda has become a popular choice for those looking to balance efficiency with style. But as with any car, misfortune can strike and when it does, there’s always the risk of your vehicle being declared a total loss. If that does happen, your motor insurer is likely to offer a settlement in line with the car’s current value, rather than equal to what you originally paid. That’s where Guaranteed Asset Protection (GAP) insurance offers an added degree of cover.
Let’s say you bought a brand-new Honda for £25,000 and after a few years it was worth £15,000. If your car were to be declared a total loss at that stage, most motor insurers would offer a settlement in line with its current value, which means you’d be £10,000 out of pocket. However, with a Honda gap insurance policy, you’d be covered for that drop in value so you don’t have to worry about losing out. At Direct Gap, we believe that peace of mind can prove priceless.
What Is Honda Gap Insurance?
If your insurer writes off your car, then Honda gap insurance covers the difference between your vehicle’s current and original value, ensuring you don’t lose out financially. Direct Gap offers a wide variety of policies for between 1-5 years to suit your every need. From settling the difference between your car’s value and the insurer’s offer, to paying any outstanding finance, you can choose the cover you require. We can even pay the difference between your insurer’s payment and the cost of replacing your car.
For everything you need to know, why not check out our comprehensive guide to gap insurance?
Why Choose Direct Gap?
- 5 Star Feefo-rated insurance
- 30 Day money-back guarantee
- Unlimited claim limits on vehicles up to £50k
- Free policy transfer on RTI and VRI
- Deferred start date option for new vehicle purchases
- Cover for all named drivers on your policy
- No mileage restrictions
- Policy amendments for registration number and address changes
- Commitment to settle your claim within 10 days
- No additional fees for credit card payments
- Save up to 75% with a specialist policy
Honda | FAQ's | Statistics & General Information
Honda entered the UK car market in 1965 and has steadily grown over the years, culminating in a major production plant (at Swindon) between 1992 and 2021.
Whilst they might not be as popular now in the UK as they once were, or are elsewhere in the world, they're still renowned for trust and reliability, with models such as the Civic and Honda Jazz helping them regularly top reliability lists. In fact, Honda averages a massive 96% in What Car?'s reliability index.
These days, Honda focuses primarily on an electrified lineup, predominantly smaller hatchbacks and SUVs.
Their current UK lineup includes the Jazz and Civic, the larger HR-V, ZR-V and CR-V (their crossover and SUV offerings), as well as the newly launched Prelude, which takes its name and inspiration from sportier options of the 90's.
Thankfully, Honda is one of the best manufacturers on the market for keeping their value, bettered only by Subaru and Toyota (with all three being renowned for excellent reliability too).
That said, you should still expect to lose around 39% of your car's value in the first three years of ownership.
For information on specific models and to get a better insight into how much value your Honda could lose, try our free Car Depreciation Calculator.
Whilst it's good news on the depreciation front for Honda owners, it's sadly a different story when it comes to car theft, with Honda consistently ranking as one of the most stolen car brands in the UK.
In 2025, over 54,000 Hondas were stolen, putting them in CarWow's top 5 list.
Although older models such as original Civics are always a target for thieves, newer models are now being targeted in '2-on'1' thefts, where keys are initially stolen, then the car is driven away.
There are three common types of GAP Insurance available for most cars, including Honda, which is most suitable, typically depends on your finance type, car ownership status and individual cover needs.
The main types of Audi Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.
At Direct Gap, we can offer plenty of cover on top of your Honda gap insurance. For example, if you’d like to protect against damage to the tyres, wheels and bodywork of your vehicle, we can provide: