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Kia Gap Insurance

After 75 years of innovation, Kia Motors has a rich history and heritage stretching back as far as 1944. Based in South Korea, the name originates from the Korean word ‘ki’ meaning to rise and ‘a’ standing for Asia. In recent years, the brand has shifted to the European market and made headlines in 2014 when Pope Francis rode in the compact Kia Soul.

Although Kia models are famously reliable, there’s no telling when disaster might strike. If your vehicle is involved in an accident or falls victim to thieves, your insurance payout could be significantly lower than the original purchase price. That’s because insurers will offer a settlement in line with its current value, and cars – especially new models – can depreciate quickly. If the worst does happen, you could be left thousands of pounds out of pocket. That’s where Guaranteed Asset Protection (GAP) insurance comes in.

What is Kia gap insurance?

Kia gap insurance is designed to cover that shortfall between your insurer’s settlement and the amount you paid for your car originally. This means you won’t suffer a significant financial hit if something does happen to your vehicle and it is written off. Kia lease gap insurance can also cover any outstanding payments if you have entered into a finance agreement, so you won’t have to worry about spending any more money on a car you can no longer use.

For more information, why not take a look at our comprehensive guide to gap insurance.

What are the benefits of Kia gap insurance?

As well as providing priceless peace of mind, a Kia gap insurance policy from Direct Gap offers plenty of additional benefits:

  • Cover for all named drivers
  • Deferred start date option for new models
  • 30-day money back guarantee
  • No claim limits on vehicles up to £50,000
  • Commitment to settle claims within 10 days
  • No mileage restrictions during life of policy

How much does Kia gap insurance cost?

Kia gap insurance quotes from Direct Gap start from as little as £69 and you can choose to spread the cost over monthly repayments if you prefer.

How long does Kia gap insurance last?

A Kia gap insurance policy from Direct Gap can last for anything between 1-5 years.

Does a Kia require gap insurance?

Kia gap insurance is not a legal obligation in the same way that standard motor insurance is, but it can make sound financial sense to take out a policy. For example, if you were to buy a new Sportage for £20,000 it might be worth around £14,000 a couple of years later. If your vehicle were then to be written off or stolen, your insurers would offer a settlement equal to its current market value. That would leave you £6,000 out of pocket, so with Kia gap insurance prices starting from just £69 with Direct Gap, we believe it represents a worthwhile investment.

What additional cover is available?

On top of Kia gap insurance we can help you protect the bodywork, wheels and tyres of your pride and joy. Find out more about:

Please note that these forms of cover cannot be bought separately, and can only be purchased alongside a Citroen gap insurance policy from Direct Gap.

Get your Kia gap insurance quote today

We can offer Kia finance gap insurance from as little as £69, meaning you can take to the road with complete peace of mind that if the worst does happen, you’ll be protected. If you have any questions or would like to know more, please feel free to give us a call on 01422 756100 and our friendly team will be waiting on the other end of the line, ready to help.

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Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

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