Seat Gap Insurance

Owned by Volkswagen’s Audi group, Seat forms part of one of the largest car manufacturing consortiums in Europe. It produces an impressive line-up, ranging from city runarounds to practical MPVs like the Alhambra, all the way up to the much-lauded Cupra range. This solid heritage makes Seat a desirable and valuable brand.

Unfortunately, even a high-class model like a Seat is not immune to accidents or fire damage, and their quality can sometimes make them a target for thieves. If something like that happens to your vehicle and it’s declared a total loss, you’ll likely be left with a settlement in line with its current market value. But what if you paid much more than that for the car in the first place? You could stand to lose out financially, which is where Guaranteed Asset Protection (GAP) insurance comes in.

What is Seat gap insurance?

Seat gap insurance is designed to bridge the difference between what you originally paid for your car and what insurers will pay out in the event of it being declared a total loss. And if you have a finance or lease agreement, it covers circumstances where the settlement is not enough to cover the outstanding amount, which means you won’t be forced to pay money for a car that is no longer driveable. Seat gap insurance offers peace of mind that whatever happens, you will not be left out of pocket.

For further details, why not have a read of our in-depth guide to gap insurance.

What are the benefits of Seat gap insurance?

Not only does Seat gap insurance offer priceless financial protection, but a policy from Direct Gap comes with the following features:

  • Cover for all named drivers
  • No claim limits on vehicles up to £50,000
  • 30-day money back guarantee
  • No mileage restrictions during life of policy
  • Commitment to settle claims within 10 days
  • Deferred start date available for new models

H2: How much is Seat gap insurance?

Our Seat gap insurance quotes start from just £69 and you can choose to pay upfront or via monthly instalments.

How long does Seat gap insurance last?

You can take out a Seat gap insurance policy with us for between 1-5 years.

Is Seat gap insurance worth it?

Let’s say that you purchased a new Ibiza for £16,000 and after a few years its worth had depreciated to £10,000. If you were to then have an accident where the vehicle was written off, your insurers would offer a settlement equal to its market value at that time and you could be left £6,000 out of pocket. However, a Seat gap insurance policy means you would be covered for that difference and so, with quotes starting from just £69, we believe it’s an investment worth making just in case.

What additional cover is available?

As well as Seat gap insurance policies, we can also cover damage to your car’s wheels, tyres and bodywork. Find out more about:

Please note that these policies can only be taken out in combination with Seat gap insurance from Direct Gap, and cannot be bought separately.

Get your Seat gap insurance quote today

We can help you find the perfect Seat gap insurance policy to give your pride and joy the protection it deserves. If you would like to know more or if you have any questions, please feel free to call us on 01422 756100 and a member of our friendly team will be only too happy to help.

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

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