car insurance

A guide for young drivers getting car insurance: what to know and what to avoid

A guide for young drivers getting car insurance: what to know and what to avoid

It’s no secret that young drivers’ insurance is typically very costly and can prove quite the expense for parents, guardians or for the young driver themselves. It’s not uncommon for insurance to cost more than the price of the first car, either. On average, quotes for teenagers looking at car insurance can be as much as three times the amount of quotes for drivers who are in their mid-thirties. It’s clear that there is a huge disparity because as young drivers gain more experience and when they hit the age of 25, the insurance drops by almost 30%, continuing to decrease with each birthday. That’s why, here at Direct Gap, we’ve put together this guide for young drivers’ car insurance. The things to know and research as well as the things to be careful of.…

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Four types of other car insurance to protect your vehicle

Four types of other car insurance to protect your vehicle

In the UK, it is a legal requirement to have car insurance. However, there is a wide range of insurance policies you can look into, all of which provide different levels of protection for different aspects of your vehicle. This makes it hard to determine the best one for your needs. Read on to learn more about four possible insurance options and why these can protect you from significant financial harm in the long run.…

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Factors that affect the price of your car insurance

Factors that affect the price of your car insurance

Car insurance is mandatory for all drivers in the UK, but insurance prices vary wildly depending on a number of factors. Every insurance company will have their own set of risk factors that it will take into account, but there are some general rules that all insurers stick with in the UK. We look at some of these key factors impacting the price of your car insurance.…

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How to work out if you need GAP car insurance

How to work out if you need GAP car insurance

Guaranteed Asset Protection (GAP) car insurance is typically sold when people buy a new vehicle. Its purpose is to help owners in the unfortunate event that their brand-new car must be written off due to an accident or is stolen. In such cases, a GAP insurance policy will make up any difference between the car's present value and how much it cost to purchase initially or cover any repayments that are outstanding if it was bought using a finance agreement.…

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11 ways to lower your car insurance payments

11 ways to lower your car insurance payments

Whether you’re purchasing RTI or vehicle replacement GAP insurance as additional cover for a car, it’s always worth ensuring you’re paying the lowest price possible for your conventional motor insurance that is required to legally use UK roads.…

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Is it worth getting return to invoice GAP insurance?

Is it worth getting return to invoice GAP insurance?

Return to invoice GAP insurance or RTI GAP insurance for short, is a kind of cover that offers drivers a way of seeing more money returned when their vehicle is written off.…

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How does gap insurance work?

How does gap insurance work?

Guaranteed Asset Protection (GAP) insurance will cover the difference between the amount that your insurer pays out and the price that you paid for your vehicle if it is ever stolen or written off. Gap insurance protects you from finding yourself at a loss when you buy a new car and gives you an extra layer of protection in case of an emergency.…

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