How to work out if you need GAP car insurance

How to work out if you need GAP car insurance

Guaranteed Asset Protection (GAP) car insurance is typically sold when people buy a new vehicle. Its purpose is to help owners in the unfortunate event that their brand-new car must be written off due to an accident or is stolen. In such cases, a GAP insurance policy will make up any difference between the car's present value and how much it cost to purchase initially or cover any repayments that are outstanding if it was bought using a finance agreement.…

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Taking a car for a test drive - what do you need to know?

Taking a car for a test drive - what do you need to know?

If you're thinking about buying a new or used car, taking a test drive can be an integral part of the process. Understanding the best ways to go about it, what you need before you take your drive, and any insurance requirements that may be present is essential. So, where do you begin?…

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5 key tips to help you save on your fuel costs

5 key tips to help you save on your fuel costs

As so many of us have been working from home this last year or so, it has no doubt worked wonders for your fuel bills. But with more and more places starting to come back out of lockdown, and life showing glimpses of returning to something approaching normality, longer journeys are going to be more common. You may not even be commuting anymore, but your day to day journeys, shopping, and longer trips will still require venturing out.…

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Is tyre and alloy wheel insurance really worth the cost?

Is tyre and alloy wheel insurance really worth the cost?

If you’re the kind of driver who prefers to buy a brand-new car, you may have already been offered additional forms of insurance. From exterior paint and interior upholstery cover to scratch and dent insurance, you’ll find a wide range of optional extras you can pick up to protect your car. Two other forms of insurance offered when you buy from the dealership may be alloy wheel cover and dedicated tyre insurance. In the next sections, we’ll explore these two additional policies, explaining what they insure drivers against and in what circumstances they may be a beneficial option worth having in place.…

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When can vehicle replacement GAP cover come in handy?

When can vehicle replacement GAP cover come in handy?

If you only have standard motor insurance and your car needs to be written off or is stolen, you may be disappointed after receiving your payout if you were hoping to buy a new car. This is because most insurers will only pay you the current market value of your totalled vehicle and unfortunately, a car’s value decreases at an astonishing rate.…

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11 ways to lower your car insurance payments

11 ways to lower your car insurance payments

Whether you’re purchasing RTI or vehicle replacement GAP insurance as additional cover for a car, it’s always worth ensuring you’re paying the lowest price possible for your conventional motor insurance that is required to legally use UK roads.…

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5 key tips to make you a safer driver

5 key tips to make you a safer driver

There are many services available to help try and mitigate the danger of driving on the roads. By using services such as gap insurance, UK drivers can help protect themselves from the financial and emotional costs of being involved in an accident. There are many things you can do, however, to further help mitigate the risk of an accident happening in the first place.…

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Is it worth getting return to invoice GAP insurance?

Is it worth getting return to invoice GAP insurance?

Return to invoice GAP insurance or RTI GAP insurance for short, is a kind of cover that offers drivers a way of seeing more money returned when their vehicle is written off.…

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How does gap insurance work?

How does gap insurance work?

Guaranteed Asset Protection (GAP) insurance will cover the difference between the amount that your insurer pays out and the price that you paid for your vehicle if it is ever stolen or written off. Gap insurance protects you from finding yourself at a loss when you buy a new car and gives you an extra layer of protection in case of an emergency.…

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Is gap insurance actually necessary?

Is gap insurance actually necessary?

Insurance can be a considerable expense, but in many cases it's truly necessary. That means you need to prioritise your insurance expenditure, to make sure you have the proper amount of cover. Gap insurance is growing in popularity, as it offers you a compelling way to stop yourself losing money in the event of a claim - but is it actually necessary?…

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