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Alloy Wheel Insurance

Total Coverage For Your Wheels With Our Combined Tyre & Alloy Wheel Insurance

Alloy wheels add the finishing touch to your car, but accidental damage can quickly ruin the look, or, even worse, make driving dangerous. Kerbing, scrapes and scuffs are everyday occurrences that could be costly to repair.

Combined Tyre & Alloy Insurance from Direct Gap,offers the ultimate peace of mind, with mobile-repair and cover for up to 5 tyres and alloys. Get a quote and join the thousands of customers protecting their wheels with our 5* Feefo rated cover today.

Why Should I Consider Tyre & Alloy Insurance?

1 in 3 drivers say their car has damaged alloy wheels. With costs for wheel repair rising to over £70 on average and a total UK bill of around £900 milion, it’s no wonder motorists are struggling to meet the costs.

We all know the dangers of driving with worn or damaged tyres, but what about the wheels? Kerbing, scuffs and scrapes may only look like cosmetic damage, but there could be underlying problems such as wheel misalignment and steering issues; something which could be an MOT fail.

Our Combined Tyre & Alloy Insurance covers accidental and malicious damage, covering 5 alloys (up to £150 per alloy) and 5 tyres (up to £250 per tyre), including fitting and balancing. With cover available for 1-3 years, from £299 (with payments available over 12 months), why not protect yourself with Direct Gap.

Two Great Products, One Simple Policy

Direct Gap likes to offer comprehensive coverage, which is why our Alloy Wheel Insurance is combined with Tyre Coverage in our Combined Tyre & Alloy Insurance. For one great policy price, you’ll receive the benefits of our two 5* rated products:

Alloy Wheel Insurance

Cover 5 alloys up to £150 per wheel, for accidental and malicious damage. Our policy also covers diamond-cut wheels (subject to terms), with a nationwide repair network and technicians who come to you, for hassle-free repair.

Tyre Insurance

Great coverage for everyday road use, protecting against punctures, tears and scrapes. Our Tyre Insurance covers 5 tyres up to £250 per tyre with fitting and balancing included.

About Our Combined Tyre & Alloy Wheel Insurance

  • Covers 5 alloys (up to £150 per alloy)
  • Covers 5 new tyres (up to £250 per tyre)
  • Covers accidental and malicious damage
  • Cover available for 1 - 3 years
  • Mobile repairer comes to you
  • Nationwide repair network
  • Covers vehicles up to 7 years old
  • Covers vehicles up to 100,000 miles
  • Fitting and balancing included
  • Covers diamond-cut wheels (subject to terms)
  • No excess payable
  • No call-out fee

Why choose Direct Gap for your Tyre and Alloy Insurance?

Here are just some of the reasons that make Direct Gap the go-to choice for Alloy Wheel Insurance in the UK:

• Flexibility: We’re committed to providing a policy that suits you and your car.

• Knowledge: We understand what drivers want from their motor insurance and our in-house specialists deal with all our claims, so you’ll never be passed around a call centre.

• Responsibility: We’re fully regulated by the Financial Conduct Authority, so you can be confident in the knowledge you’re dealing with a wholly reputable company.

• Integrity: Our team will always act in your best interests – they don’t make any commission from Tyre and Alloy Insurance policies.

• Service: Our commitment to going the extra mile for our customers means we’re proud to boast many glowing reviews and a 5-star Feefo rating.

See what our customers are saying about us

Stephen Collins 18 Jul 2025

55 star rating

Dealt with Company for 20 years always excellent.

MOIRA RAPSON 9 Oct 2025

55 star rating

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

David Kent 10 Sep 2025

55 star rating

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Richard Smok 6 Mar 2024

55 star rating

I have used Direct Gap for many years and always found them competitive, value for money and easy to deal with.

Paul Chattenton 24 Oct 2025

55 star rating

Very straight forward to arrange and actually cheaper than I expected.

Graham Anderson 17 Dec 2024

55 star rating

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Heather Smith 28 Oct 2025

55 star rating

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Alan Stewart 20 Oct 2025

55 star rating

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Michael Dietz 13 Nov 2025

55 star rating

Have used on a previous vehicle, policy gives a great peace of mind.

Alpesh Patel 23 Oct 2025

55 star rating

Great service this would be the 5th time now

GEOFFREY HARDMAN 4 Nov 2025

55 star rating

Easy to set up, used this firm over many years

Phillip Bee 27 Sep 2025

55 star rating

Great company, easy to use customer portal. Been using this company for about 8 years now.

Neil Porteus 23 Jul 2024

55 star rating

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

Rachael McCormack 28 Feb 2025

55 star rating

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Mark Tait 23 Nov 2025

55 star rating

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Lee Appleyard 3 Feb 2025

55 star rating

Hayley on the phone was great

Liam Boyle 6 Nov 2025

55 star rating

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Gaynor Powers 11 Apr 2022

55 star rating

Easy choice of GAP insurance options, explanations for each cover, affordable and easy to purchase online. Helpline if needed.

manisha cook 30 Jul 2021

55 star rating

Excellent value on quote Great explanation of policy using worked examples. FAQs very informative Easy step by step process and took minutes to action

Tracey Wassell 28 Apr 2021

55 star rating

Second time we have used Direct Gap, would highly recomend.

David Hughes 17 Dec 2013

55 star rating

Came out best in multiple web searches. Easy to use and fast site. Completed transaction in 10 mins.:-)

G Moss 17 Dec 2013

55 star rating

I was very pleased you now offer a deferred gap insurance as I always have a new car that is covered by my motor insurance for RTI.

R Slender 23 Dec 2013

55 star rating

Delighted with our gap policy purchased from yourselves and the customer service received was second to none.

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