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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Ranjit Ghag 11 Dec 2023

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

Nadiya Davies 23 Apr 2024

Hayley was brilliant over the phone!

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Michael Voyzey 4 Jan 2024

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

Kerry Parry 1 Mar 2024

Easy process that is what you want, Diane was nice

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Leyon Joseph 14 Mar 2024

I have been in the unfortunately position to have to use this policy and can say they were very helpful through the whole process 5 stars

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

J Sinclair 17 Dec 2013

Saved a fortune on the price quoted by my Lexus dealer

Neil Chason 14 Nov 2018

Quick and easy quote, simple to understand policy wording. Instant emailed the policy, a very quick and simple process all round

Jacqueline Wyatt 25 Sep 2020

This is the first time I have brought a new car and this website made it really clear what all the different options were. Prices are the best I have seen whilst looking, would de…

Claire Hughes 1 Jul 2021

Very easy process and good price. Monthly payments are very helpful

Nick Cook 23 Dec 2013

Excellent experience all round. Bought policy online, but needed some help, so called the free phone number and within 2 minutes my question was answered. I bought from direct GAP…

Anthony Cowley 23 Dec 2013

I tried a few companies via comparison sites but what persuaded me was that your initial quote was very fair. A couple of others were more expensive and less than a week after gett…

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FAQ

Customer reviews

4.9 out of 5 based on 14882 reviews

Jack Buechler

5 out of 5

So far, very clear and simple web site - good design
Ron Huggins

5 out of 5

Easy to use the web site and very clear Terms & Conditions. Highly recommended.
Anthony Shorter

4 out of 5

I did try to buy scratch & dent and alloy repair insurance with the gap insurance but have had to do these separately. A multi policy package would be good.

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 14882 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100