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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Liam Boyle 6 Nov 2025

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Kerry Parry 1 Mar 2024

Easy process that is what you want, Diane was nice

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Leyon Joseph 14 Mar 2024

I have been in the unfortunately position to have to use this policy and can say they were very helpful through the whole process 5 stars

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Alpesh Patel 23 Oct 2025

Great service this would be the 5th time now

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Phillip Bee 27 Sep 2025

Great company, easy to use customer portal. Been using this company for about 8 years now.

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Alex Sissons 24 Oct 2024

3rd policy I've had and best price by far

S Burn 18 Dec 2013

The dealer quoted £320 for 3 years cover for my daughters new vehicle. The cost from you was only £84. Good advice and a huge saving over the dealer.

Susan H 17 Dec 2013

I was unsure which product to purchase. Your kind help and advice saved me money and gave me confidence in the RTI insurance

Daniel Irvine 18 Dec 2013

Had it recommended by a relative.

SYLVIA Langford 25 Mar 2021

I would like to say thank you to Paul, who talked me through which policies were available. I think I have chosen the right one for me. thank you

R Hines 17 Dec 2013

Now that's what I call efficiency!

William D 17 Dec 2013

My third policy with you. Thanks for the loyalty discount

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FAQ

Customer reviews

4.9 out of 5 based on 14855 reviews

Mohammed Hassan

5 out of 5

Very good service appreciated
Justin Ellis

5 out of 5

Quoted £799 elsewhere, only £399 at Direct Gap for better cover! Brilliant.
Richard Cash

5 out of 5

Very smooth and easy to set up a policy, would definitely recommend.

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 14855 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100