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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Barbara Stewart 4 Dec 2024

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

Phillip Bee 27 Sep 2025

Great company, easy to use customer portal. Been using this company for about 8 years now.

Liam Boyle 6 Nov 2025

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Lee Appleyard 3 Feb 2025

Hayley on the phone was great

Aidan Cullen 5 Nov 2018

Very easy and reasonably priced. Now have 3 policies with you. Thanks

Kevin 22 Jan 2019

A very easy process to purchase and great feedback from feefo which led me to the website.

Ms D Jones Beere 18 Dec 2013

Direct Gap has the most user-friendly website - simple, clear and easy - and the most competitive rates to protect my beautiful new car!

Nicholas John 18 Dec 2013

Compared against policy offered by dealership on new car purchase. There was no comparison you win hands down!

Mark Shillito 12 Dec 2018

I rang to ask about the differences between policies before purchasing and a very pleasant lady talked me through the main differences. I was expecting to be asked to sign up there…

Victoria D 11 May 2021

So easy and simple and great value!! Second car I’m using them with and gives me great peace of mind when driving

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FAQ

Customer reviews

4.9 out of 5 based on 15407 reviews

peter bradley

5 out of 5

Very easy and convenient.
Martin Topping

5 out of 5

Very good
kirsteen reekie

5 out of 5

Very easy to set up and purchase. good explanations of the differences in the policies available

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15407 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100