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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Jennifer Hodgett 2 Jan 2026

Website is so easy to use and the level of cover and cost compares favourably with their competitors. Second policy with Direct Gap would definitely recommend to others.

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Peter Hodgett 14 Jun 2026

Third time I have taken out gap insurance with Direct Gap. The process is very easy and it is always competitively priced.

Edward McLeod 6 Jan 2026

thank you, 3rd or 4th policy I bought

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Stephen Collins 18 Jul 2025

Dealt with Company for 20 years always excellent.

Alex Sissons 24 Oct 2024

3rd policy I've had and best price by far

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

B Commons 17 Dec 2013

Saved £200 on my Ford dealer quote

P Kavangh 17 Dec 2013

Efficient and helpful.

Betty Hedges 18 Dec 2013

Did not know such things existed. Alerted by dealer's handouts. but I like to do my own research and your company came out on top.

Yvonne Hanson 18 Dec 2013

Easy site to follow. My partner was a car salesman and he recommended that I should insure the car.

Miss Leanne O'Brien 19 Dec 2013

The first time I have bought gap insurance and very impressed with the product and your helpful advice.

Chris Allen 16 Nov 2018

Great value for unlimited claim amount. You provided the cheapest quote I received.

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