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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Nadiya Davies 23 Apr 2024

Hayley was brilliant over the phone!

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Alpesh Patel 23 Oct 2025

Great service this would be the 5th time now

Isabelle Salami 20 Apr 2024

Friendly customer service. Answered my queries politely and professionally. No complaints and would recommend!

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

Barbara Stewart 4 Dec 2024

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Stephen Collins 18 Jul 2025

Dealt with Company for 20 years always excellent.

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

Liam Boyle 6 Nov 2025

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Mark Troth 19 Nov 2025

I have been with Direct Gap for over 7 years and had three different cars. Website is easy and updating details is hassle free Thanks

Aiden Lamb 1 Aug 2019

Used direct gap for my last car and got back a massive amount of money for a small insurance fee. Direct gap were quick and I had no hassle in getting all my money back. Happy retu…

Hayley Reyland 18 Dec 2013

Saved over £240 from the dealer quote! Fantastic to deal with, no pressure to buy, and happy to explain any queries. Thank you very much.

Barry Tunnicliffe 28 Apr 2021

This is my third time using Direct Gap. Always a much better deal the dealers and with the same or if not better benefits.

Rick Bury 8 Jan 2019

Very easy to use and quick Also like you can transfer to another car (could not do this with old policy)

Susan Smith 13 Mar 2023

Much cheaper than other quotes. Easy to do. I phoned to talk to an adviser as never needed this type of insurance before. No hold time and very helpful.

iain riach 24 Mar 2022

Third policy with Direct Gap. Always competitive and easy to manage online.

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FAQ

Customer reviews

4.9 out of 5 based on 15163 reviews

MR RL GERRARD WRIGHT

5 out of 5

Easy to use and quick
Andrew Potter

5 out of 5

Great
David Rogers

5 out of 5

Contacted Direct line on the phone before purchasing online to ask specific questions about the policy. I received really helpful advice from a friendly representative.

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15163 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100