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Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

  • Covers New & Used Cars
  • Cash lump sum benefit up to £10,000
  • Covers all drivers on your insurance policy
  • 30-day money-back guarantee

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

natasha badger 28 Oct 2023

55 star rating

Easy to use and half the cost the dealership wanted for a gap policy

Gary (Manchester) 31 Oct 2023

55 star rating

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than what was offered by car dealership.

MARK HURDLEY 28 Oct 2023

55 star rating

Brilliant, a lot cheaper than getting it through the dealer and so easy to set up, will tell my family to use you in the future.

darren birch 8 Jan 2024

55 star rating

used before and experienced great service, thats why im back

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

Julian Portman 26 Jan 2024

55 star rating

Very easy to arrange. Competitive price. Used with two previous cars.

Peter Egerton 1 Feb 2024

55 star rating

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

Helen Faint 1 Sep 2021

55 star rating

Extremely easy online process and very competitive rate!

Mr antony brown 19 Dec 2013

55 star rating

Really good and clear - T&C well laid out

andy wales 18 Dec 2013

55 star rating

The salesman was helpful, clear and thorough

Clare Williams 2 Mar 2020

55 star rating

The information on the website is excellent and all my queries were answered in the FAQs. I easily arranged and paid for the GAP insurance for my new car. Would highly recommend Di…

Chris Allen 16 Nov 2018

44 star rating

Great value for unlimited claim amount. You provided the cheapest quote I received.

Sarah Auener 8 Sep 2018

55 star rating

Very easy to use and cost competitive

Brian Richards 12 May 2021

55 star rating

A great easy process at a great price would recommend to family and friends and would definitely use direct gap again

Neil Matthews 18 Dec 2013

55 star rating

Previous customer; both my car and my wife's are now protected.

Kristopher Whittaker 20 Apr 2021

55 star rating

Happy to help very efficiently and great service, highly appreciated for your help and support

Laura Singleton 18 Dec 2013

55 star rating

Just can't fault the product or the service.

Andrew Lyne 18 Dec 2013

55 star rating

Clear and good pricing

Matthew Hill 25 Apr 2021

55 star rating

Super Easy and Fast. Always save £100's buying through direct gap instead of the car dealer ship.

Damian 1 Sep 2021

55 star rating

Easy, fast and affordable service.

Grace Searing 31 Aug 2020

55 star rating

Second time used 60% cheaper than deal

Justin Ellis 11 May 2021

55 star rating

Quoted £799 elsewhere, only £399 at Direct Gap for better cover! Brilliant.

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