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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

PHD Mail Limited 2 Nov 2025

I use Direct Gap for all my Company Car fleet. Easy to use website and competitive rates.

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Alex Sissons 24 Oct 2024

3rd policy I've had and best price by far

Nadiya Davies 23 Apr 2024

Hayley was brilliant over the phone!

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Barbara Stewart 4 Dec 2024

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Keith Bishop 13 Sep 2020

A very easy process. We have used Direct Gap several times now & have found them very helpful if we had any questions about the policy.

Joshua O'garro 25 Aug 2017

This made it so easy for me to purchase gap insurance, when looking at other sites it's daunting when you see the prices of other companies but I am really pleased I was able to pu…

Lesley Smith 13 Dec 2018

I would highly recommend Direct Gap. Paid out £10k on a policy for a previous car without any dramas.

Susan Cro 18 Dec 2013

Just to be sure I was getting the correct insurance I called your advice line and had excellent service. The options were clearly explained so I had all the information available t…

m churchward 18 Dec 2013

I used DG because of ease of use of the quote system

Karen Skuse 13 Apr 2018

The terms and cost of this policy are excellent. I've only just purchased it, so I can't make a comment about a claim. The peace of mind when buying a new car is worth every penny…

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FAQ

Customer reviews

4.9 out of 5 based on 15346 reviews

J Mason

5 out of 5

Found the website easy to use, and the services to be explained very clearly. The SEO work by the company certainly aided in me purchasing from you today, as you were a higher hit on the Google Results page.
Mark bowler

5 out of 5

Nice clear easy to use website, policy documents easy to understand. Quick easy system to obtain GAP insurance, would recommend.
Andrew Stacey

5 out of 5

Easy quick process Easy to understand with examples given.

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15346 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100