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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

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Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Alex Sissons 24 Oct 2024

3rd policy I've had and best price by far

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Phillip Bee 27 Sep 2025

Great company, easy to use customer portal. Been using this company for about 8 years now.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

Jennifer Hodgett 2 Jan 2026

Website is so easy to use and the level of cover and cost compares favourably with their competitors. Second policy with Direct Gap would definitely recommend to others.

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Joanne Lee 20 Mar 2021

I can’t believe how simple and easy this insurance was to set up compared to other sites I looked at, the price was very competitive, I’m so glad I shopped around first before buyi…

James Baxter 3 Jun 2019

I've recent been involved in a total loss situation and let me tell you. GAP insurance cover was a god send. First time with theses guys but their website is user friendly and the…

Peter Kelleway 18 May 2021

Second time I've taken out gap insurance with Direct Gap, very happy to deal with you. Luckily the first policy wasn't called-on to be used, but very happy to be covered for anot…

Louise Keeble 18 Dec 2013

Much cheaper than a dealer quote for the same product - great customer service even when having to make changes

Grace Searing 31 Aug 2020

Second time used 60% cheaper than deal

Michelle Halliday 18 Dec 2013

My boyfriend researched Gap Insurance and this was the best available product

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FAQ

Customer reviews

4.9 out of 5 based on 15373 reviews

david flanagan

5 out of 5

Quick and easy to navigate on site, payment was easy aswell.
Kate Jarvis

5 out of 5

Very easy clear and good value
R Thompson

5 out of 5

Easy to understand,and order

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15373 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100