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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Phillip Bee 27 Sep 2025

Great company, easy to use customer portal. Been using this company for about 8 years now.

Liam Boyle 6 Nov 2025

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Alex Sissons 24 Oct 2024

3rd policy I've had and best price by far

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

Richard Smok 6 Mar 2024

I have used Direct Gap for many years and always found them competitive, value for money and easy to deal with.

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

nicola daly 23 Dec 2013

I found the website easy to use and wasnt asking too much information to get a quote. Also the price beats all others out there. WIll be recommending this to others

Steve Elkin 23 Dec 2013

Simplicity itself to get cover I needed

michael clough 18 Dec 2013

chose Direct Gap due to a personal recommendation and reviews

Elizabeth Evans 3 Dec 2017

The cover is exceptional value for money. I had an unfortunate incident where my car was declared a total loss. I contacted Direct Gap and the payout was given speedily. They even…

Mr Hasdeep Oberoi 19 Dec 2013

very reassured by the Which recomendation

Andrew Garner 13 May 2022

Easy to set up and a great deal cheaper than dealer, also a uk based company!

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FAQ

Customer reviews

4.9 out of 5 based on 15081 reviews

Benjamin Hewitt

5 out of 5

Very easy
Michael Lilley

5 out of 5

Clear information and quick quotes. Purchase process straightforward.
Daniel Baber

5 out of 5

Very good service, quick and easy to understand. Also like the optional email of the quote and not bombardment of other insurers.

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15081 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100