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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Phillip Bee 27 Sep 2025

Great company, easy to use customer portal. Been using this company for about 8 years now.

Leyon Joseph 14 Mar 2024

I have been in the unfortunately position to have to use this policy and can say they were very helpful through the whole process 5 stars

Liam Boyle 6 Nov 2025

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Edward McLeod 6 Jan 2026

thank you, 3rd or 4th policy I bought

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

Clifford Watts 18 Dec 2013

Best web site we visited for this insurance

Stella Smith 30 Jul 2021

Fast easy policy quote and set up. Have used Direct Gap for my last 3 cars. Would highly recommend!

Stuart James 19 Dec 2013

I have used your previously and love the service and products.

R Slender 23 Dec 2013

Delighted with our gap policy purchased from yourselves and the customer service received was second to none.

Kevin Goodenough 18 Dec 2013

I use direct gap to safe guard my investment & I love the web sites ease of use.

Atul Patel 17 Dec 2013

It offered the best price for the 5 year term. Many of your competitors only offer 4 years for the same fee.

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FAQ

Customer reviews

4.9 out of 5 based on 15066 reviews

Nigel Ormerod

5 out of 5

Great prices and very easy to use the on-line site to get new policy.
Erin Ward

5 out of 5

Highly recommend! Smooth easy process for buying gap!
Robert Gillespie

5 out of 5

Brilliant alternative to BMW products

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15066 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100