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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Edward McLeod 6 Jan 2026

thank you, 3rd or 4th policy I bought

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Lee Appleyard 3 Feb 2025

Hayley on the phone was great

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Jennifer Hodgett 2 Jan 2026

Website is so easy to use and the level of cover and cost compares favourably with their competitors. Second policy with Direct Gap would definitely recommend to others.

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

Irene Back 20 Dec 2021

Excellent site easy and friendly use. Price was very good and I got immediate cover. Excellent service thank you.

Nick W 17 Dec 2013

You came recommended very highly

Richard. Alan. Smith 16 Jul 2023

Second time used for gap insurance, no hassle just straight forward application process and a sensible cost. Would highly recommend.

A Kenny 11 Nov 2018

2nd vehicle covered with Direct Gap - very easy and a lot cheaper than policy offered by dealer

Alan Burchett 18 Dec 2013

Excellent reviews on internet.

Paul Gregory 19 Mar 2021

I used you before, I will again and again, this is so easy. Thanks.

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FAQ

Customer reviews

4.9 out of 5 based on 15447 reviews

GT

5 out of 5

Easy to use service, all options and prices explained as you go along, happy with service to take out cover, hopefully will never need to assess the service for a claim, as that would mean my car is written off ! Anyway anyone looking to take out Gap insurance for their new car would highly recommend DirectGap
V Taylor

4 out of 5

Website easy to navigate with all the information needed to make a considered decision. Quick and easy to set up the relevant insurance policy. Price very competitive indeed.
Jackie Healy

5 out of 5

Very easy to use web site. Excellent rate..

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15447 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100