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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

PHD Mail Limited 2 Nov 2025

I use Direct Gap for all my Company Car fleet. Easy to use website and competitive rates.

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Lee Appleyard 3 Feb 2025

Hayley on the phone was great

Mark Troth 19 Nov 2025

I have been with Direct Gap for over 7 years and had three different cars. Website is easy and updating details is hassle free Thanks

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Miss Leanne O'Brien 19 Dec 2013

The first time I have bought gap insurance and very impressed with the product and your helpful advice.

Neil Henshaw 23 Dec 2013

Have used before for my new work vehicle so didn't hesitate to use again. Great value cover

Viv 26 Mar 2021

Needed to claim on on a policy a few years ago; the staff were so human, it made a hard time a little more pleasant. Adding to my Fleet, so of course you get the custom.

Garry Mason 18 Jun 2019

I have been using Direct Gap Insurance for a number of years and it definitely gives me peace of mind . Cars can be very expensive and as we all know and once you drive it of the f…

Clint Ticehurst 19 Mar 2021

Very easy to set up, hopefully I won’t find out the service is like in the claims department =). Research comments & reviews before buying.

John Gibson 18 Dec 2013

A lot cheaper than a similar product offered by the car dealer

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FAQ

Customer reviews

4.9 out of 5 based on 15355 reviews

jordan fowell

5 out of 5

Brilliant and fast service and very competitive with the current markets. Will definitely be using DIRECTGAP again. Thank you.
m churchward

5 out of 5

I used DG because of ease of use of the quote system
Cameron Floyd

5 out of 5

Really easy and quick to set up

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15355 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100