This product is currently unavailable.

Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Barbara Stewart 4 Dec 2024

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Edward McLeod 6 Jan 2026

thank you, 3rd or 4th policy I bought

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Lee Appleyard 3 Feb 2025

Hayley on the phone was great

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Hayley Reyland 18 Dec 2013

Saved over £240 from the dealer quote! Fantastic to deal with, no pressure to buy, and happy to explain any queries. Thank you very much.

Louise Keeble 18 Dec 2013

Much cheaper than a dealer quote for the same product - great customer service even when having to make changes

Jack Lyons 23 Dec 2013

Easier and better to use than a slightly cheaper rival!

Mrs K McSweeney 27 Feb 2019

Checked out previous reviews, all positive. Good price compared to other sites.

Graham Dickinson 13 Dec 2018

I chose Direct Gap because of the good reviews and that fact that they were not the cheapest. I would rather pay a little more and be sure of a company that does not try to avoid p…

Joshua O'garro 25 Aug 2017

This made it so easy for me to purchase gap insurance, when looking at other sites it's daunting when you see the prices of other companies but I am really pleased I was able to pu…

Error loading MacroEngine script (file: BuyNowLinkQuoteAware.cshtml)

FAQ

Customer reviews

4.9 out of 5 based on 15407 reviews

Kenneth Morgan

5 out of 5

The gentleman I spoke to on the 'phone ie Ray Davis was excellent and that's why I chose DG
James Johnston

5 out of 5

Dealership offered me the same cover for £299.00. Purchased it here for £109.00 It pays to shop around. Thank you Direct Gap.
Sherral Keywood

5 out of 5

Super quick and easy to purchase this policy and great value too!

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15407 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100