This product is currently unavailable.

Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

PHD Mail Limited 2 Nov 2025

I use Direct Gap for all my Company Car fleet. Easy to use website and competitive rates.

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Phillip Bee 27 Sep 2025

Great company, easy to use customer portal. Been using this company for about 8 years now.

Alex Sissons 24 Oct 2024

3rd policy I've had and best price by far

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Barbara Stewart 4 Dec 2024

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

Michael Dutton 27 Nov 2020

very easy process, no hassle and goog value for money

D Slaithwaite 17 Dec 2013

I have never purchased gap insurance before. On being offered it by me car dealer I decided to shop around and saved more then 50%.

Edward Amat 18 Dec 2013

Very easy to use website. All the information was clearly laid out and easy to follow.

Stephen Foster 30 Jun 2022

Easy to use website and very competitive price

Paul McGee 23 Dec 2013

Nice to speak to a person who understands the product and my needs

mark sinclair 28 Feb 2017

very quick, hassle free, fantastic, 5 stars all round.

Error loading MacroEngine script (file: BuyNowLinkQuoteAware.cshtml)

FAQ

Customer reviews

4.9 out of 5 based on 15233 reviews

D Phillips

5 out of 5

Returning customer. Great 'value for money' Return to Invoice policy. Easy to use website and application process.
Paul Muchmore

5 out of 5

As not very computer or tech savvy found site easy to use.
jamie r

3 out of 5

Good price for policy as its half of what a dealership would sell you gap insurance for.

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15233 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100