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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Liam Boyle 6 Nov 2025

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Catherine Morrison 20 Feb 2026

This type of insurance gives me peace of mind knowing that my purchase is covered should anything happen to my car I’ve been using gap insurance since 2014 and would not be without…

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Mark Troth 19 Nov 2025

I have been with Direct Gap for over 7 years and had three different cars. Website is easy and updating details is hassle free Thanks

Lee Appleyard 3 Feb 2025

Hayley on the phone was great

Mr Paul Davies 27 Feb 2021

Great advise over the phone, very competitive & also very helpful. Certainly recommend.

Richard Jenkinson 23 Dec 2013

Great web site, plus price is miles cheaper than main dealer offer

P Cooper 17 Dec 2013

I found the website very easy to use & the price was very competitive. When i had phone in to change my policy the staff were very helpful.

natasha badger 28 Oct 2023

Easy to use and half the cost the dealership wanted for a gap policy

Linda McNulty 18 Dec 2013

Easy to get a quote and descriptions very clear.

Sophie Blenkin 12 Sep 2021

Very easy to set policy up. Has all the information you need to make sure the policy is correct for you.

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FAQ

Customer reviews

4.9 out of 5 based on 15415 reviews

Barry Shuttleworth

5 out of 5

Spoke to DirectGap before going ahead and was very pleased with the person I spoke to: very informative, friendly and no sales pressure to buy there and then! I have now, via the web site, bought a policy which was very easy and quick.
Mehboob Virani

5 out of 5

Easy to follow form, easy payment and great value for money compared to main dealer price
Mandy Williamson

5 out of 5

Easy quick reasonable premium.

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15415 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100