This product is currently unavailable.

Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

Stephen Collins 18 Jul 2025

Dealt with Company for 20 years always excellent.

Jennifer Hodgett 2 Jan 2026

Website is so easy to use and the level of cover and cost compares favourably with their competitors. Second policy with Direct Gap would definitely recommend to others.

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Barbara Stewart 4 Dec 2024

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Edward McLeod 6 Jan 2026

thank you, 3rd or 4th policy I bought

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Chloe 3 Apr 2021

Excellent service and all questions answered. Great policy covering all named drivers.

Graham Dickinson 13 Dec 2018

I chose Direct Gap because of the good reviews and that fact that they were not the cheapest. I would rather pay a little more and be sure of a company that does not try to avoid p…

Ryan Warfield 25 Feb 2021

Really helpful over the phone & via email. Much better value than what the dealership offered! Would highly recommend them!

Anna Clyde 17 Dec 2013

I've bought a new car and the dealers gap insurance was very expensive and was only for a maximum of 4 years-your company was great both on price and lenght of policy

C Magee 17 Dec 2013

This is the second time I have bought gap insurance. The first time was from the dealer. I won't fall for their prices again

debbie fellows 23 Dec 2013

This is the second time I have purchased the gap policy with you, you are the most competitive with the best service.

Error loading MacroEngine script (file: BuyNowLinkQuoteAware.cshtml)

FAQ

Customer reviews

4.9 out of 5 based on 15172 reviews

Garry Oakley

5 out of 5

Excellent, good info on website and very quick to purchase. Also saved me £300!
Kenneth lewis

5 out of 5

Have been thinking about gap insurance since purchasing new vehicle but Dealer quote seemed very high. Have researched various other providers and found the Direct Gap website the clearest and easiest to use and the best price for the policy I wanted.
Robert Hancock

5 out of 5

great service great price

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15172 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100