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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Carolyn Lyle 16 Sep 2025

Great information easy to understand and £100 less than my dealer offered.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Catherine Morrison 20 Feb 2026

This type of insurance gives me peace of mind knowing that my purchase is covered should anything happen to my car I’ve been using gap insurance since 2014 and would not be without…

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

Edit Hamblett 12 May 2026

Very fast and reliable each time i have purchased a new car i have used Direct Gap as i find the whole process easy

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Barry Edwards 17 Jun 2026

Used this company many times...great price for peace of mind .

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Kirstie Skinner 17 Dec 2025

Simple and cost effective. I won’t use anyone else for my gap insurance!

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Stephen Collins 18 Jul 2025

Dealt with Company for 20 years always excellent.

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

Stuart Davies 17 Jul 2026

Used your company for my last 3 vehicles, very easy to arrange. Luckily have not needed to make any claims so can't comment on the claim process and hope I never will.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Mike Pannell 5 Jul 2019

My wife had to claim after a total loss and everybody was very supportive.

Tracy Dowson 30 Mar 2021

Paul was amazing he explained the different policies in detail to me as I’d never had gap insurance before, made the whole process very easy, brilliant

Mr Hasdeep Oberoi 19 Dec 2013

very reassured by the Which recomendation

Warren Edwicker 17 Aug 2021

This is my third policy from Direct Gap. Easy to get a quote, best price for the cover offered and customer service is great if you have to call them. Highly recommend this company…

Giovanni George Franchitti 20 Apr 2021

Really quick process. Two queries very quickly and politely replied to by Gayle.

Andy G 23 Dec 2013

Less expensive than Vauxhall and with an FSA registered insurer.

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FAQ

Customer reviews

4.9 out of 5 based on 15737 reviews

Andy C

5 out of 5

Very efficient and simple process that literally took minutes to set up. Able to get both GAP and Alloy Wheel insurance for far less than the main dealer!
anthony clarke

4 out of 5

good website, best price I found.
Nicola Watson

5 out of 5

Easy to use website and good value for money compared to dealer

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15737 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100