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Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

David Kent 10 Sep 2025

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Lee Appleyard 3 Feb 2025

Hayley on the phone was great

PHD Mail Limited 2 Nov 2025

I use Direct Gap for all my Company Car fleet. Easy to use website and competitive rates.

Barbara Stewart 4 Dec 2024

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Peter holland 18 Dec 2013

Product seamed to cover my needs. Also very helpful when I advised them that I had put the incorrect registration details on the application. This was changed promptly with no fuss…

Yann 28 May 2021

One of the easiest and clearest websites I've ever used and the cost is substantially less than that quoted by the main dealer I bought the vehicle from.

Martin Priest 26 Jan 2023

Polite and informative, easy to contact and talk to and the products are cheaper than the dealer

John S 17 Dec 2013

The third policy I have bought from you, many thanks.

Angela Causer 18 Dec 2013

Great feedback as other members of my family are insured with you.

Steve Rowbotham 23 Dec 2013

Really straight forward and easy to understand. No jargon. Great value for money and easy to apply.

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FAQ

Customer reviews

4.9 out of 5 based on 15367 reviews

C Hitchcock

5 out of 5

Easy. Just what I need. Half the price of the main dealer. Thanks
Steven Hartley

5 out of 5

Very simple system, quick and easy to use.
ALAN SLIM

5 out of 5

Easy to use and buy, and cheaper than the dealer.

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15367 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100