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Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

  • Covers New & Used Cars
  • Cash lump sum benefit up to £10,000
  • Covers all drivers on your insurance policy
  • 30-day money-back guarantee

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

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See what our customers are saying about us

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

darren birch 8 Jan 2024

55 star rating

used before and experienced great service, thats why im back

natasha badger 28 Oct 2023

55 star rating

Easy to use and half the cost the dealership wanted for a gap policy

MARK HURDLEY 28 Oct 2023

55 star rating

Brilliant, a lot cheaper than getting it through the dealer and so easy to set up, will tell my family to use you in the future.

Gary (Manchester) 31 Oct 2023

55 star rating

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than what was offered by car dealership.

Julian Portman 26 Jan 2024

55 star rating

Very easy to arrange. Competitive price. Used with two previous cars.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

Peter Egerton 1 Feb 2024

55 star rating

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

A Simcock 17 Dec 2013

55 star rating

Bought a car for our son Alex and purchased gap insurance for other cars in the family however, purchased through the motor dealer and charged a ridiculous price. Was not aware tha…

Michelle Halliday 18 Dec 2013

55 star rating

My boyfriend researched Gap Insurance and this was the best available product

Nick Cook 23 Dec 2013

55 star rating

Excellent experience all round. Bought policy online, but needed some help, so called the free phone number and within 2 minutes my question was answered. I bought from direct GAP…

Anna Clyde 17 Dec 2013

55 star rating

I've bought a new car and the dealers gap insurance was very expensive and was only for a maximum of 4 years-your company was great both on price and lenght of policy

Susan H 17 Dec 2013

55 star rating

I was unsure which product to purchase. Your kind help and advice saved me money and gave me confidence in the RTI insurance

Terence Mason 23 Dec 2013

55 star rating

Very simple to use

Dianne 17 Dec 2013

55 star rating

Dealer quoted me £400 you saved me over £300

lynsey pattison 12 Dec 2018

55 star rating

Excellent phone staff and really easy to apply online too

Jeanette 23 Dec 2013

55 star rating

Straight forward from start to finish.

J Lewis 18 Dec 2013

55 star rating

Very helpful and pleasant adviser called Elizabeth. 

Richard Phillips 18 Dec 2013

55 star rating

Peace of mind. Before buying you answered my queries about the policy, very fast and efficient.

bill ahmet 5 Mar 2019

55 star rating

very good have used before would recommend to others

B Long 17 Dec 2013

55 star rating

A fraction of the dealers price

debbie fellows 23 Dec 2013

55 star rating

This is the second time I have purchased the gap policy with you, you are the most competitive with the best service.

Viv 26 Mar 2021

55 star rating

Needed to claim on on a policy a few years ago; the staff were so human, it made a hard time a little more pleasant. Adding to my Fleet, so of course you get the custom.

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