This product is currently unavailable.

Policy Wording IPID

Total Loss Protect Insurance

Total Loss Protect Insurance (TLP) pays up to £10,000 in addition to your motor insurance in the event of a total loss.

The policy will pay a cash lump sum equating to 25% of your motor insurer’s settlement amount in the event of the total loss of your vehicle, to contribute towards otherwise uninsured expenses such as a policy excess and/or the value of vehicle contents and/or personal effects and/or any depreciation in the value of that car.

Covers New & Used Cars
Cash lump sum benefit up to £10,000
Covers all drivers on your insurance policy
30-day money-back guarantee

This product is currently unavailable.

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

Nadiya Davies 23 Apr 2024

Hayley was brilliant over the phone!

Edward McLeod 6 Jan 2026

thank you, 3rd or 4th policy I bought

Lee Appleyard 3 Feb 2025

Hayley on the phone was great

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Rachael McCormack 28 Feb 2025

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Liam Boyle 6 Nov 2025

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

Michael Dietz 13 Nov 2025

Have used on a previous vehicle, policy gives a great peace of mind.

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Andy 11 Jun 2022

Great price, easy to set up. Customer service, very helpful

Yann 28 May 2021

One of the easiest and clearest websites I've ever used and the cost is substantially less than that quoted by the main dealer I bought the vehicle from.

Scott Selbie 8 Sep 2023

Very competitively priced and easy to complete website I would recommend to others

Linda McNulty 18 Dec 2013

Easy to get a quote and descriptions very clear.

Alan Hyman 18 Dec 2013

I was new to gap insurance and everything was clearly explained to me in a telephone call. Setting up the insurance was done very efficiently and at a competitive price.

Olivier Barthelemy 18 Dec 2013

Seems to have best service combined with competitive price.

Error loading MacroEngine script (file: BuyNowLinkQuoteAware.cshtml)

FAQ

Customer reviews

4.9 out of 5 based on 15145 reviews

Robert Lunn

5 out of 5

Very easy purchase. Clear policy details.
Jennifer Hodgett

5 out of 5

Website is so easy to use and the level of cover and cost compares favourably with their competitors. Second policy with Direct Gap would definitely recommend to others.
Garry Mason

5 out of 5

I have been using Direct Gap Insurance for a number of years and it definitely gives me peace of mind . Cars can be very expensive and as we all know and once you drive it of the forecourt the price drops. Recently I had a car written off , not my fault may I add . I only had the car for 6 months and thankfully I had gap insurance. I would never own a car without taking out gap insurance and I would definitely recommend Direct Gap Insurance. So easy to set up .

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15145 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100