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Alloy Wheel Insurance

Total Coverage For Your Wheels With Our Combined Tyre & Alloy Wheel Insurance

Alloy wheels add the finishing touch to your car, but accidental damage can quickly ruin the look, or, even worse, make driving dangerous. Kerbing, scrapes and scuffs are everyday occurrences that could be costly to repair.

Combined Tyre & Alloy Insurance from Direct Gap,offers the ultimate peace of mind, with mobile-repair and cover for up to 5 tyres and alloys. Get a quote and join the thousands of customers protecting their wheels with our 5* Feefo rated cover today.

Why Should I Consider Tyre & Alloy Insurance?

1 in 3 drivers say their car has damaged alloy wheels. With costs for wheel repair rising to over £70 on average and a total UK bill of around £900 milion, it’s no wonder motorists are struggling to meet the costs.

We all know the dangers of driving with worn or damaged tyres, but what about the wheels? Kerbing, scuffs and scrapes may only look like cosmetic damage, but there could be underlying problems such as wheel misalignment and steering issues; something which could be an MOT fail.

Our Combined Tyre & Alloy Insurance covers accidental and malicious damage, covering 5 alloys (up to £150 per alloy) and 5 tyres (up to £250 per tyre), including fitting and balancing. With cover available for 1-3 years, from £299 (with payments available over 12 months), why not protect yourself with Direct Gap.

Two Great Products, One Simple Policy

Direct Gap likes to offer comprehensive coverage, which is why our Alloy Wheel Insurance is combined with Tyre Coverage in our Combined Tyre & Alloy Insurance. For one great policy price, you’ll receive the benefits of our two 5* rated products:

Alloy Wheel Insurance

Cover 5 alloys up to £150 per wheel, for accidental and malicious damage. Our policy also covers diamond-cut wheels (subject to terms), with a nationwide repair network and technicians who come to you, for hassle-free repair.

Tyre Insurance

Great coverage for everyday road use, protecting against punctures, tears and scrapes. Our Tyre Insurance covers 5 tyres up to £250 per tyre with fitting and balancing included.

About Our Combined Tyre & Alloy Wheel Insurance

  • Covers 5 alloys (up to £150 per alloy)
  • Covers 5 new tyres (up to £250 per tyre)
  • Covers accidental and malicious damage
  • Cover available for 1 - 3 years
  • Mobile repairer comes to you
  • Nationwide repair network
  • Covers vehicles up to 7 years old
  • Covers vehicles up to 100,000 miles
  • Fitting and balancing included
  • Covers diamond-cut wheels (subject to terms)
  • No excess payable
  • No call-out fee

Why choose Direct Gap for your Tyre and Alloy Insurance?

Here are just some of the reasons that make Direct Gap the go-to choice for Alloy Wheel Insurance in the UK:

• Flexibility: We’re committed to providing a policy that suits you and your car.

• Knowledge: We understand what drivers want from their motor insurance and our in-house specialists deal with all our claims, so you’ll never be passed around a call centre.

• Responsibility: We’re fully regulated by the Financial Conduct Authority, so you can be confident in the knowledge you’re dealing with a wholly reputable company.

• Integrity: Our team will always act in your best interests – they don’t make any commission from Tyre and Alloy Insurance policies.

• Service: Our commitment to going the extra mile for our customers means we’re proud to boast many glowing reviews and a 5-star Feefo rating.

See what our customers are saying about us

jennifer Savage 10 Oct 2025

55 star rating

so easy , called the office as well to check something very helpful staff . impressed!

Alpesh Patel 23 Oct 2025

55 star rating

Great service this would be the 5th time now

Heather Smith 28 Oct 2025

55 star rating

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Leyon Joseph 14 Mar 2024

55 star rating

I have been in the unfortunately position to have to use this policy and can say they were very helpful through the whole process 5 stars

Nadiya Davies 23 Apr 2024

44 star rating

Hayley was brilliant over the phone!

Kerry Parry 1 Mar 2024

55 star rating

Easy process that is what you want, Diane was nice

Katie Sharp 3 Sep 2025

55 star rating

Great support on the phone earlier :)

Stephen Collins 18 Jul 2025

55 star rating

Dealt with Company for 20 years always excellent.

Alan Stewart 20 Oct 2025

55 star rating

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Richard Smok 6 Mar 2024

55 star rating

I have used Direct Gap for many years and always found them competitive, value for money and easy to deal with.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

James Hunter 4 Mar 2025

44 star rating

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Nic_C 17 Sep 2025

55 star rating

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

Alex Sissons 24 Oct 2024

55 star rating

3rd policy I've had and best price by far

Graham Anderson 17 Dec 2024

55 star rating

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Neil Porteus 23 Jul 2024

55 star rating

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Lee Appleyard 3 Feb 2025

55 star rating

Hayley on the phone was great

Frances Woodward 18 Dec 2013

55 star rating

seemed the most straight forward uncomplicated site

mark sinclair 28 Feb 2017

55 star rating

very quick, hassle free, fantastic, 5 stars all round.

Mr Hasdeep Oberoi 19 Dec 2013

55 star rating

very reassured by the Which recomendation

Peter Michael Payne 23 Dec 2013

55 star rating

Wonderful value. Saved £276 on dealer quote. Excellent service on 'phone from Elizabeth. Will certainly recommend you to my family and friends.

Chris C 31 May 2019

55 star rating

Half the price compared to purchasing direct from Dealers on new cars. up to 5 years policy if required.

Mick Guy 30 Oct 2020

55 star rating

That was so easy. My car, which I pick up today, now has GAP insurance. A very straight forward process that even I managed to complete in minutes. Excellent, very happy.

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