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Alloy Wheel Insurance

Total Coverage For Your Wheels With Our Combined Tyre & Alloy Wheel Insurance

Alloy wheels add the finishing touch to your car, but accidental damage can quickly ruin the look, or, even worse, make driving dangerous. Kerbing, scrapes and scuffs are everyday occurrences that could be costly to repair.

Combined Tyre & Alloy Insurance from Direct Gap,offers the ultimate peace of mind, with mobile-repair and cover for up to 5 tyres and alloys. Get a quote and join the thousands of customers protecting their wheels with our 5* Feefo rated cover today.

Why Should I Consider Tyre & Alloy Insurance?

1 in 3 drivers say their car has damaged alloy wheels. With costs for wheel repair rising to over £70 on average and a total UK bill of around £900 milion, it’s no wonder motorists are struggling to meet the costs.

We all know the dangers of driving with worn or damaged tyres, but what about the wheels? Kerbing, scuffs and scrapes may only look like cosmetic damage, but there could be underlying problems such as wheel misalignment and steering issues; something which could be an MOT fail.

Our Combined Tyre & Alloy Insurance covers accidental and malicious damage, covering 5 alloys (up to £150 per alloy) and 5 tyres (up to £250 per tyre), including fitting and balancing. With cover available for 1-3 years, from £299 (with payments available over 12 months), why not protect yourself with Direct Gap.

Two Great Products, One Simple Policy

Direct Gap likes to offer comprehensive coverage, which is why our Alloy Wheel Insurance is combined with Tyre Coverage in our Combined Tyre & Alloy Insurance. For one great policy price, you’ll receive the benefits of our two 5* rated products:

Alloy Wheel Insurance

Cover 5 alloys up to £150 per wheel, for accidental and malicious damage. Our policy also covers diamond-cut wheels (subject to terms), with a nationwide repair network and technicians who come to you, for hassle-free repair.

Tyre Insurance

Great coverage for everyday road use, protecting against punctures, tears and scrapes. Our Tyre Insurance covers 5 tyres up to £250 per tyre with fitting and balancing included.

About Our Combined Tyre & Alloy Wheel Insurance

  • Covers 5 alloys (up to £150 per alloy)
  • Covers 5 new tyres (up to £250 per tyre)
  • Covers accidental and malicious damage
  • Cover available for 1 - 3 years
  • Mobile repairer comes to you
  • Nationwide repair network
  • Covers vehicles up to 7 years old
  • Covers vehicles up to 100,000 miles
  • Fitting and balancing included
  • Covers diamond-cut wheels (subject to terms)
  • No excess payable
  • No call-out fee

Why choose Direct Gap for your Tyre and Alloy Insurance?

Here are just some of the reasons that make Direct Gap the go-to choice for Alloy Wheel Insurance in the UK:

• Flexibility: We’re committed to providing a policy that suits you and your car.

• Knowledge: We understand what drivers want from their motor insurance and our in-house specialists deal with all our claims, so you’ll never be passed around a call centre.

• Responsibility: We’re fully regulated by the Financial Conduct Authority, so you can be confident in the knowledge you’re dealing with a wholly reputable company.

• Integrity: Our team will always act in your best interests – they don’t make any commission from Tyre and Alloy Insurance policies.

• Service: Our commitment to going the extra mile for our customers means we’re proud to boast many glowing reviews and a 5-star Feefo rating.

See what our customers are saying about us

Mark Troth 19 Nov 2025

55 star rating

I have been with Direct Gap for over 7 years and had three different cars. Website is easy and updating details is hassle free Thanks

Leyon Joseph 14 Mar 2024

55 star rating

I have been in the unfortunately position to have to use this policy and can say they were very helpful through the whole process 5 stars

Nadiya Davies 23 Apr 2024

44 star rating

Hayley was brilliant over the phone!

Alan Stewart 20 Oct 2025

55 star rating

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Janine Withers 23 Dec 2025

55 star rating

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Rachael McCormack 28 Feb 2025

55 star rating

This is 3rd policy weve taken out, much cheaper than dealership and easy to complete

David Kent 10 Sep 2025

55 star rating

Always been very pleased with company and will continue to use for my GAP ins, wdl done guys full marks.

Jennifer Hodgett 2 Jan 2026

55 star rating

Website is so easy to use and the level of cover and cost compares favourably with their competitors. Second policy with Direct Gap would definitely recommend to others.

Angela B 20 Sep 2025

55 star rating

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Liam Boyle 6 Nov 2025

55 star rating

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Phillip Bee 27 Sep 2025

55 star rating

Great company, easy to use customer portal. Been using this company for about 8 years now.

Graham Anderson 17 Dec 2024

55 star rating

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

James Hunter 4 Mar 2025

44 star rating

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Kirstie Skinner 17 Dec 2025

55 star rating

Simple and cost effective. I won’t use anyone else for my gap insurance!

Nic_C 17 Sep 2025

55 star rating

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Barbara Stewart 4 Dec 2024

55 star rating

Hayley was brilliant 🤩 I had done everything on line & it wouldn’t let me in to do my password so Hayley sent me a link. Also she amended my cover from 3 to 4 yrs. Very pleased w…

Lee Appleyard 3 Feb 2025

55 star rating

Hayley on the phone was great

Stephen Collins 18 Jul 2025

55 star rating

Dealt with Company for 20 years always excellent.

Sophie Blenkin 12 Sep 2021

55 star rating

Very easy to set policy up. Has all the information you need to make sure the policy is correct for you.

Christopher Byrom 3 Jul 2019

55 star rating

Been using Direct Gap for +10 years. Simple and straightforward.

Emma Mason 10 Jun 2018

55 star rating

Clear policies, I liked the 'example' policies for each option—very useful to help me decide on which GAP to buy.

David Walton DSW Pai nting & Decorating 28 Feb 2021

55 star rating

Second time around and fantastic. The dealer quoted £499 and Direct Gap quoted £169 on return to invoice. Same cover but £230 cheaper. You wont go wrong and great service by the di…

P Johal 17 Dec 2013

55 star rating

Wish I had heard of you when I last bought my car and policy from the dealer. They charged me £500 and did not explain the product anywhere as well as you

Martin Priest 26 Jan 2023

55 star rating

Polite and informative, easy to contact and talk to and the products are cheaper than the dealer

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