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Alloy Wheel Insurance

Total Coverage For Your Wheels With Our Combined Tyre & Alloy Wheel Insurance

Alloy wheels add the finishing touch to your car, but accidental damage can quickly ruin the look, or, even worse, make driving dangerous. Kerbing, scrapes and scuffs are everyday occurrences that could be costly to repair.

Combined Tyre & Alloy Insurance from Direct Gap,offers the ultimate peace of mind, with mobile-repair and cover for up to 5 tyres and alloys. Get a quote and join the thousands of customers protecting their wheels with our 5* Feefo rated cover today.

Why Should I Consider Tyre & Alloy Insurance?

1 in 3 drivers say their car has damaged alloy wheels. With costs for wheel repair rising to over £70 on average and a total UK bill of around £900 milion, it’s no wonder motorists are struggling to meet the costs.

We all know the dangers of driving with worn or damaged tyres, but what about the wheels? Kerbing, scuffs and scrapes may only look like cosmetic damage, but there could be underlying problems such as wheel misalignment and steering issues; something which could be an MOT fail.

Our Combined Tyre & Alloy Insurance covers accidental and malicious damage, covering 5 alloys (up to £150 per alloy) and 5 tyres (up to £250 per tyre), including fitting and balancing. With cover available for 1-3 years, from £299 (with payments available over 12 months), why not protect yourself with Direct Gap.

Two Great Products, One Simple Policy

Direct Gap likes to offer comprehensive coverage, which is why our Alloy Wheel Insurance is combined with Tyre Coverage in our Combined Tyre & Alloy Insurance. For one great policy price, you’ll receive the benefits of our two 5* rated products:

Alloy Wheel Insurance

Cover 5 alloys up to £150 per wheel, for accidental and malicious damage. Our policy also covers diamond-cut wheels (subject to terms), with a nationwide repair network and technicians who come to you, for hassle-free repair.

Tyre Insurance

Great coverage for everyday road use, protecting against punctures, tears and scrapes. Our Tyre Insurance covers 5 tyres up to £250 per tyre with fitting and balancing included.

About Our Combined Tyre & Alloy Wheel Insurance

  • Covers 5 alloys (up to £150 per alloy)
  • Covers 5 new tyres (up to £250 per tyre)
  • Covers accidental and malicious damage
  • Cover available for 1 - 3 years
  • Mobile repairer comes to you
  • Nationwide repair network
  • Covers vehicles up to 7 years old
  • Covers vehicles up to 100,000 miles
  • Fitting and balancing included
  • Covers diamond-cut wheels (subject to terms)
  • No excess payable
  • No call-out fee

Why choose Direct Gap for your Tyre and Alloy Insurance?

Here are just some of the reasons that make Direct Gap the go-to choice for Alloy Wheel Insurance in the UK:

• Flexibility: We’re committed to providing a policy that suits you and your car.

• Knowledge: We understand what drivers want from their motor insurance and our in-house specialists deal with all our claims, so you’ll never be passed around a call centre.

• Responsibility: We’re fully regulated by the Financial Conduct Authority, so you can be confident in the knowledge you’re dealing with a wholly reputable company.

• Integrity: Our team will always act in your best interests – they don’t make any commission from Tyre and Alloy Insurance policies.

• Service: Our commitment to going the extra mile for our customers means we’re proud to boast many glowing reviews and a 5-star Feefo rating.

See what our customers are saying about us

Lee Haworth 28 Sep 2025

55 star rating

Excellent. Easy to buy. Much cheaper than dealership GAP

Heather Smith 28 Oct 2025

55 star rating

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Nic_C 17 Sep 2025

55 star rating

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Lee Appleyard 3 Feb 2025

55 star rating

Hayley on the phone was great

Liam Boyle 6 Nov 2025

55 star rating

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Alpesh Patel 23 Oct 2025

55 star rating

Great service this would be the 5th time now

jennifer Savage 10 Oct 2025

55 star rating

so easy , called the office as well to check something very helpful staff . impressed!

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

MOIRA RAPSON 9 Oct 2025

55 star rating

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Angela B 20 Sep 2025

55 star rating

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Mark Tait 23 Nov 2025

55 star rating

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Craig Richards 7 Nov 2025

55 star rating

Existing customer, easy to use portal, and helpful staff

Nadiya Davies 23 Apr 2024

44 star rating

Hayley was brilliant over the phone!

Alan Stewart 20 Oct 2025

55 star rating

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Chris R 4 Oct 2024

55 star rating

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

PHD Mail Limited 2 Nov 2025

55 star rating

I use Direct Gap for all my Company Car fleet. Easy to use website and competitive rates.

Stephen Collins 18 Jul 2025

55 star rating

Dealt with Company for 20 years always excellent.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

Peter Banks 23 Dec 2013

55 star rating

Hope we never need it, but online reviews convinced me to go with you rather than anyone else

Peter holland 18 Dec 2013

55 star rating

Product seamed to cover my needs. Also very helpful when I advised them that I had put the incorrect registration details on the application. This was changed promptly with no fuss…

Neil Chason 14 Nov 2018

55 star rating

Quick and easy quote, simple to understand policy wording. Instant emailed the policy, a very quick and simple process all round

Robert Evans 18 Dec 2013

55 star rating

You have the type of policy that I was looking for & at a far cheaper price than I was quoted by the car dealership.

Barbara Mulcahy 23 Dec 2013

55 star rating

The website is very easy to navigate and when I had a query it was dealt with very efficiently by James Cartwright. I will definitely be recommending direct gap to others. 

Ben Reeves 5 Mar 2020

55 star rating

I don’t know who the customer service lady I spoke to one the phone was but she was AMAZING, possibly the best call centre type person I’ve ever spoken too. You’ve pretty much got…

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