Get a quote

Alloy Wheel Insurance

Total Coverage For Your Wheels With Our Combined Tyre & Alloy Wheel Insurance

Alloy wheels add the finishing touch to your car, but accidental damage can quickly ruin the look, or, even worse, make driving dangerous. Kerbing, scrapes and scuffs are everyday occurrences that could be costly to repair.

Combined Tyre & Alloy Insurance from Direct Gap,offers the ultimate peace of mind, with mobile-repair and cover for up to 5 tyres and alloys. Get a quote and join the thousands of customers protecting their wheels with our 5* Feefo rated cover today.

Why Should I Consider Tyre & Alloy Insurance?

1 in 3 drivers say their car has damaged alloy wheels. With costs for wheel repair rising to over £70 on average and a total UK bill of around £900 milion, it’s no wonder motorists are struggling to meet the costs.

We all know the dangers of driving with worn or damaged tyres, but what about the wheels? Kerbing, scuffs and scrapes may only look like cosmetic damage, but there could be underlying problems such as wheel misalignment and steering issues; something which could be an MOT fail.

Our Combined Tyre & Alloy Insurance covers accidental and malicious damage, covering 5 alloys (up to £150 per alloy) and 5 tyres (up to £250 per tyre), including fitting and balancing. With cover available for 1-3 years, from £299 (with payments available over 12 months), why not protect yourself with Direct Gap.

Two Great Products, One Simple Policy

Direct Gap likes to offer comprehensive coverage, which is why our Alloy Wheel Insurance is combined with Tyre Coverage in our Combined Tyre & Alloy Insurance. For one great policy price, you’ll receive the benefits of our two 5* rated products:

Alloy Wheel Insurance

Cover 5 alloys up to £150 per wheel, for accidental and malicious damage. Our policy also covers diamond-cut wheels (subject to terms), with a nationwide repair network and technicians who come to you, for hassle-free repair.

Tyre Insurance

Great coverage for everyday road use, protecting against punctures, tears and scrapes. Our Tyre Insurance covers 5 tyres up to £250 per tyre with fitting and balancing included.

About Our Combined Tyre & Alloy Wheel Insurance

  • Covers 5 alloys (up to £150 per alloy)
  • Covers 5 new tyres (up to £250 per tyre)
  • Covers accidental and malicious damage
  • Cover available for 1 - 3 years
  • Mobile repairer comes to you
  • Nationwide repair network
  • Covers vehicles up to 7 years old
  • Covers vehicles up to 100,000 miles
  • Fitting and balancing included
  • Covers diamond-cut wheels (subject to terms)
  • No excess payable
  • No call-out fee

Why choose Direct Gap for your Tyre and Alloy Insurance?

Here are just some of the reasons that make Direct Gap the go-to choice for Alloy Wheel Insurance in the UK:

• Flexibility: We’re committed to providing a policy that suits you and your car.

• Knowledge: We understand what drivers want from their motor insurance and our in-house specialists deal with all our claims, so you’ll never be passed around a call centre.

• Responsibility: We’re fully regulated by the Financial Conduct Authority, so you can be confident in the knowledge you’re dealing with a wholly reputable company.

• Integrity: Our team will always act in your best interests – they don’t make any commission from Tyre and Alloy Insurance policies.

• Service: Our commitment to going the extra mile for our customers means we’re proud to boast many glowing reviews and a 5-star Feefo rating.

See what our customers are saying about us

Craig Richards 7 Nov 2025

55 star rating

Existing customer, easy to use portal, and helpful staff

James Hunter 4 Mar 2025

44 star rating

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Angela B 20 Sep 2025

55 star rating

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Julian Portman 26 Jan 2024

55 star rating

Very easy to arrange. Competitive price. Used with two previous cars.

Phillip Bee 27 Sep 2025

55 star rating

Great company, easy to use customer portal. Been using this company for about 8 years now.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

Mark Troth 19 Nov 2025

55 star rating

I have been with Direct Gap for over 7 years and had three different cars. Website is easy and updating details is hassle free Thanks

Anthony Mackenzie 14 Nov 2025

55 star rating

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Leyon Joseph 14 Mar 2024

55 star rating

I have been in the unfortunately position to have to use this policy and can say they were very helpful through the whole process 5 stars

Liam Boyle 6 Nov 2025

55 star rating

1st - GREAT! price 2nd - quick and easy 3rd - did i mention the GREAT pricing?

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

Katie Sharp 3 Sep 2025

55 star rating

Great support on the phone earlier :)

GEOFFREY HARDMAN 4 Nov 2025

55 star rating

Easy to set up, used this firm over many years

Alan Stewart 20 Oct 2025

55 star rating

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Kirstie Skinner 17 Dec 2025

55 star rating

Simple and cost effective. I won’t use anyone else for my gap insurance!

Nadiya Davies 23 Apr 2024

44 star rating

Hayley was brilliant over the phone!

Michael Dietz 13 Nov 2025

55 star rating

Have used on a previous vehicle, policy gives a great peace of mind.

Mark Tait 23 Nov 2025

55 star rating

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

Stuart Weatherdon 8 Jun 2023

55 star rating

Straight forward to buy & much cheaper than the dealer...👍 hopefully I will never need it, but its peace of mind if the unthinkable should happen...

Justin Young 30 Jul 2019

55 star rating

Very easy to use when purchasing the policy, we shall see how they do if we ever need to claim!

R Donnelly 29 Jun 2018

55 star rating

very easy - second time using you have recommended to others

John Hart 18 Dec 2013

55 star rating

Brilliant site & service.

Stephen Johnson 5 Dec 2020

55 star rating

made a massive saving by shopping around myself, the finance company want £500 for gap cover, saved myself £350

Viv 26 Mar 2021

55 star rating

Needed to claim on on a policy a few years ago; the staff were so human, it made a hard time a little more pleasant. Adding to my Fleet, so of course you get the custom.

FAQ