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Van Gap Insurance

According to data from the Department for Transport (DfT), there were 4.1 million vans in Great Britain in 2019 – an increase of 93% over the last quarter of a century. The DfT also reports that vans covered 55.5 billion miles in 2019, representing a rise of 106% when compared to statistics from 25 years ago.

With vans becoming increasingly commonplace on our roads, it’s more important than ever that van drivers have the appropriate protection in place. They need to be able to get behind the wheel with complete peace of mind that if anything should happen, they’ll be comprehensively covered.

That’s where a Van Gap Insurance policy from Direct Gap comes in. Read on to find out more about what it covers, how it works and how to get a quote from us in a matter of seconds.

  • 30-day money-back guarantee
  • Deferred start date option for new vans
  • No mileage restrictions during life of policy
  • Commitment to settle claims within 10 days
  • No claim limits on vans up to £50,000
  • All named drivers covered

What is Van Gap Insurance?

If your van is written off in an accident or is stolen, Gap Insurance covers the difference between your motor insurer’s settlement and the amount you paid for the vehicle in the first place. It will also cover any outstanding finance payments and, depending on the type of policy you have, could enable you to return to the road in a van to the same original specifications.

Taking out Gap Insurance for vans can be a sensible move, because your vehicle will depreciate over time. If it is written off, your insurance company will only pay out in line with its value at that time, not the original purchase price. That difference could easily run into thousands of pounds, so it makes good sense to add that extra layer of protection.

How does Gap Insurance for vans work?

Let’s say you bought a new van for £30,000. A few years later, its value has dropped to £20,000 due to natural depreciation. If it is stolen or written off at that point, your motor insurers would pay a settlement equal to its current market worth. So, you receive £20,000 but that still leaves you £10,000 out of pocket. A Van Gap Insurance policy pays that difference – including any outstanding finance arrangements – so that you’re not left counting the cost.

What are the different types of Gap Insurance for vans?

We want to make sure you find the right Gap Insurance for your van. Check out our various policy types below and see which form of cover might be best suited to you and your vehicle.

  • Finance/Contract Hire: Covers the difference between your insurance settlement and the amount you have left to pay on your finance agreement.
  • Return to Invoice: Pays the difference between your motor insurer’s settlement and the original purchase price of your van.
  • Vehicle Replacement: Covers the difference between your settlement and the cost of a replacement van matching the same original specifications.
  • Agreed Value: Pays the difference between your insurance settlement and the Glass’s Guide retail price at the time you purchased the policy.

How much is Gap Insurance for a van?

There are no set fees for our policies – the price you are quoted will depend on a number of factors, including the initial cost of your vehicle and the period of cover. We can provide commercial van Gap Insurance, campervan Gap Insurance as well as Gap Insurance for lease vans and it’s perfectly straightforward to get a quote.

Just hit the button below, follow the two simple steps and you’ll have your estimate in a matter of seconds.

Get a Van Gap Insurance quote

Are there any exclusions?

There are some vehicles that we do not cover and, as with any policy, there are some situations where your Van Gap Insurance would be invalidated. For example:

  • We only offer Gap Insurance for vans up to 3,500kg GVW.
  • If you use your van for a hire and reward scheme, such as a haulier or courier, this policy is not applicable.
  • We do not cover any vans over 10 years old or with more than 100,000 miles.
  • If your van is written off while the driver is under the influence of drugs, alcohol or prescription medication (where they have been advised against driving), your policy will be invalidated.
  • If your van is stolen due to negligence, such as the keys being left in the ignition, you will not be covered.

Please see your policy wording for a full list of exclusions. You should also note that for company van Gap Insurance, the policyholder must be a limited company registered in the UK.

Why choose Direct Gap for Van Gap Insurance?

Here are just some of the reasons why we’re regarded among the best Van Gap Insurance providers in the country:

  • Knowledge: We understand vans, drivers and the type of cover they need. Our team are experts in the field and all claims are dealt with in-house, so you’ll never be passed around a call centre.
  • Flexibility: Whether it’s commercial van Gap Insurance, campervan Gap Insurance or Gap Insurance for a lease van, we’ll do everything we can to help you find a policy that suits you and your vehicle.
  • Responsibility: We’re fully regulated and authorised by the Financial Conduct Authority and we adhere to only the highest ethical standards.
  • Integrity: Our team don’t make any commission from sales of Van Gap Insurance, so you can be sure they only want what’s best for you.
  • Service: Our customers are our number one priority. We pride ourselves on the way we treat our people and you can see from our testimonials here and below how much that is appreciated.

Get Gap Insurance for your van today

Your van is important to you, so it’s only right that you give it the protection it deserves – not to mention that priceless peace of mind for yourself too. It’s perfectly simple to get a Van Gap Insurance quote from us – just hit the button below and follow the two easy steps.

And if you have any questions, just give us a call on 01422 756100. A member of our expert, friendly team will be on hand to help you out.

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

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See what our customers are saying about us

darren birch 8 Jan 2024

55 star rating

used before and experienced great service, thats why im back

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

Peter Egerton 1 Feb 2024

55 star rating

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

natasha badger 28 Oct 2023

55 star rating

Easy to use and half the cost the dealership wanted for a gap policy

Gary (Manchester) 31 Oct 2023

55 star rating

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than what was offered by car dealership.

MARK HURDLEY 28 Oct 2023

55 star rating

Brilliant, a lot cheaper than getting it through the dealer and so easy to set up, will tell my family to use you in the future.

Julian Portman 26 Jan 2024

55 star rating

Very easy to arrange. Competitive price. Used with two previous cars.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

Wendy Elliott 12 Aug 2020

55 star rating

Very, very easy to use website totally cuts the middle man out got my GAP Insurance £241 cheaper than the dealership quoted. Worth a look!

Stuart Weatherdon 8 Jun 2023

55 star rating

Straight forward to buy & much cheaper than the dealer...👍 hopefully I will never need it, but its peace of mind if the unthinkable should happen...

CRAIG Wadner 28 Sep 2019

55 star rating

Good price 33% of the dealer cost and easy to order.

Clint Ticehurst 19 Mar 2021

55 star rating

Very easy to set up, hopefully I won’t find out the service is like in the claims department =). Research comments & reviews before buying.

m churchward 18 Dec 2013

55 star rating

I used DG because of ease of use of the quote system

Susan Ward 23 Dec 2013

55 star rating

Top cover and peace of mind. Your product was even complimented by the car dealer.

David B 18 Dec 2013

55 star rating

Super no hassle transaction

John Evans 10 Dec 2018

55 star rating

Very Good and very friendly service when I contacted you regarding a couple of questions.

Karen King 6 Sep 2021

55 star rating

Super quick & easy to purchase. Competitive price too.

Tracy Kneale 17 Dec 2013

55 star rating

After being offered GAP by the dealer decided to check the internet for myself. Came to Direct Gap from the Which site.

John Gibson 18 Dec 2013

55 star rating

A lot cheaper than a similar product offered by the car dealer

Mehvish Mirza 23 Dec 2013

55 star rating

Excellent & pleasant service, was able to find all answers on FAQ page. Happy!

Kenneth lewis 18 Dec 2013

55 star rating

Have been thinking about gap insurance since purchasing new vehicle but Dealer quote seemed very high. Have researched various other providers and found the Direct Gap website the…

Barry Machin 29 Jan 2021

55 star rating

As simple as could possibly be and very prompt payment on my previous policy claim.

Mrs V Pearce 18 Dec 2013

55 star rating

I used Gap Insurance as the ford dealer I used no longer sold the product as they are not FSA compliant. I found your product to be the most competitive & explained the differe…

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