Policy Wording IPID

Key Cover Insurance

Key Insurance will pay up to £500.00 annual cover for locksmiths' charges, new locks and keys. The re-programming of immobilisers, infra-red handsets and alarms which are attached to the Fob but are not integral to an insured key. In addition up to 3 days car hire is available or onwards transport costs if you are stranded or your car is unusable as a result of lost, stolen or broken keys.

Covers locksmiths charges
Covers all keys attached to the key fob
Covers transport costs or car hire
There is No excess to pay
Covers the cost of new locks and keys
Immediate Cover
Claim limit up to £500 per annum
24hr Emergency Helpline

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Stephen Webb 10 Nov 2025

I've used Direct Gap for my previous vehicle, so it was an obvious choice for the new car.

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Anthony Mackenzie 14 Nov 2025

Full marks for very easy to use application form. Your help line was friendly and a pleasant girl gave me all the information I needed. I have purchased the Gap insurance I need no…

Mark Tait 23 Nov 2025

Used Direct Gap for years. Friendly, efficient service , great prices and fantastic customer service.

David Smith 18 Nov 2025

Great service and Hayley was very helpful when I phoned for more information, thank you.

Paul Chattenton 24 Oct 2025

Very straight forward to arrange and actually cheaper than I expected.

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

Alan Stewart 20 Oct 2025

Excellent website which is easy to use and a range of policies to suit your needs. The price of the policy I chose was very competitive and cheaper than most. I also liked the high…

Catherine Morrison 20 Feb 2026

This type of insurance gives me peace of mind knowing that my purchase is covered should anything happen to my car I’ve been using gap insurance since 2014 and would not be without…

Richard Smok 6 Mar 2024

I have used Direct Gap for many years and always found them competitive, value for money and easy to deal with.

Isabelle Salami 20 Apr 2024

Friendly customer service. Answered my queries politely and professionally. No complaints and would recommend!

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Heather Smith 28 Oct 2025

Used several times only claimed once due to car being stolen, excellent customer service and speedy service in payment

Susan Smith 13 Mar 2023

Much cheaper than other quotes. Easy to do. I phoned to talk to an adviser as never needed this type of insurance before. No hold time and very helpful.

C Magee 17 Dec 2013

This is the second time I have bought gap insurance. The first time was from the dealer. I won't fall for their prices again

mrs rekha patel 23 Dec 2013

i phoned yesterday and spoke to ray davis he explained all my concern polity and honestly for that reason i brought the policy

Anca Riglea 25 Aug 2022

Super easy to follow the website and purchase the insurance. Comparing to others, Direct Gap is so so affordable Amazing customer service

Victoria D 11 May 2021

So easy and simple and great value!! Second car I’m using them with and gives me great peace of mind when driving

Linda Perkins 24 Sep 2019

Very quick and easy to look at quotes and to purchase this policy. It gives assurance that this is the UK's leading GAP Ins company and it has a 5* feefo rating for confidence.

Error loading MacroEngine script (file: BuyNowLinkQuoteAware.cshtml)

FAQ

Customer reviews

4.9 out of 5 based on 15126 reviews

Alexander Hill

5 out of 5

Easy to use website and very attractive quote for a brand new car.
Paul Sheppard

5 out of 5

Policy really easy to set up ! Recommend to all ! Many thanks .
timothy john thomas ball

5 out of 5

RETURNING CUSTOMER

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 15126 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100