Policy Wording IPID

Key Cover Insurance

Key Insurance will pay up to £500.00 annual cover for locksmiths' charges, new locks and keys. The re-programming of immobilisers, infra-red handsets and alarms which are attached to the Fob but are not integral to an insured key. In addition up to 3 days car hire is available or onwards transport costs if you are stranded or your car is unusable as a result of lost, stolen or broken keys.

Covers locksmiths charges
Covers all keys attached to the key fob
Covers transport costs or car hire
There is No excess to pay
Covers the cost of new locks and keys
Immediate Cover
Claim limit up to £500 per annum
24hr Emergency Helpline

Policy Wording IPID

GAP Insurance Calculator

Vehicle Cost

Term (in years)

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

Get a GAP Insurance quote

See what our customers are saying about us

R Holmes 9 Jan 2026

After having to unfortunately claim last year it was a no brainer to come back to Direct GAP they're so friendly and helpful. It gives me the peace of mind should the worst happen…

GEOFFREY HARDMAN 4 Nov 2025

Easy to set up, used this firm over many years

Alex Sissons 24 Oct 2024

3rd policy I've had and best price by far

Katie Sharp 3 Sep 2025

Great support on the phone earlier :)

jennifer Savage 10 Oct 2025

so easy , called the office as well to check something very helpful staff . impressed!

Janine Withers 23 Dec 2025

This is the 3rd policy I have brought from Direct Gap, their staff are always so friendly & helpful, I keep coming back to them.

Craig Richards 7 Nov 2025

Existing customer, easy to use portal, and helpful staff

Nic_C 17 Sep 2025

Quick and easy process with friendly advice when I rang to check I had chosen the correct policy

Angela B 20 Sep 2025

Have used Direct Gap for a few years now. Always quick, easy and competitive.

Chris R 4 Oct 2024

Excellent Customer service and support. Quick and easy to set up. Great price. Would highly recommend based on my personal experience.

Lee Haworth 28 Sep 2025

Excellent. Easy to buy. Much cheaper than dealership GAP

Stephen Collins 18 Jul 2025

Dealt with Company for 20 years always excellent.

James Hunter 4 Mar 2025

I have just made a claim through Acasta on my previous policy and anticipate the settlement payment in the next few days. The whole process was fairly straightforward.

MOIRA RAPSON 9 Oct 2025

I have used Direct Gap several times. The website is very clear and easy to use. The price is competitive. I have never had to claim so I can't comment on that aspect.

Neil Porteus 23 Jul 2024

Excellent value gap insurance. In the past my daughter has had to make a claim under a Direct Gap policy and it lived up to its expectations. Also very easy to purchase online.

Phillip Bee 27 Sep 2025

Great company, easy to use customer portal. Been using this company for about 8 years now.

Mark Troth 19 Nov 2025

I have been with Direct Gap for over 7 years and had three different cars. Website is easy and updating details is hassle free Thanks

Graham Anderson 17 Dec 2024

Fantastic service, great technology. We've been using direct gap for years. Always very helpful on the telephone as well

Mrs P Jenkinson 17 Dec 2013

Peace of mind. Very helpful staff.

Peter Hobden 19 Dec 2013

If I could give the overall experience 10 I would. This policy is way beyond anything you can get from a dealer. I had to phone to get a small change made to my policy, no hassle,…

dennis hayden 18 Dec 2013

I have used this company previously they are very helpful and now you can transfer this product to another vehicle

SHARON RYAN 9 Apr 2022

At least my 3rd policy with Direct Gap, never had any issues.

Freya Chambers 2 Jun 2021

FAST and very straight forward to set up. Great product to protect your investment.

Lesley Smith 13 Dec 2018

I would highly recommend Direct Gap. Paid out £10k on a policy for a previous car without any dramas.

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FAQ

Customer reviews

4.9 out of 5 based on 15369 reviews

Kirk Stoneham

5 out of 5

Easy And called prior too
Richard Swift

5 out of 5

Easy to set up and buy but I can only rate should I need to claim.
Tom M

5 out of 5

Quick, easy and informative

> See all our Testimonials

Direct Gap : Rated 4.94 out of 5 based on 15369 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100