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Key Cover Insurance

Key Insurance will pay up to £500.00 annual cover for locksmiths' charges, new locks and keys. The re-programming of immobilisers, infra-red handsets and alarms which are attached to the Fob but are not integral to an insured key. In addition up to 3 days car hire is available or onwards transport costs if you are stranded or your car is unusable as a result of lost, stolen or broken keys.

  • Covers locksmiths charges
  • Covers all keys attached to the key fob
  • Covers transport costs or car hire
  • There is No excess to pay
  • Covers the cost of new locks and keys
  • Immediate Cover
  • Claim limit up to £500 per annum
  • 24hr Emergency Helpline

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

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See what our customers are saying about us

Gary (Manchester) 31 Oct 2023

55 star rating

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than what was offered by car dealership.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

Peter Egerton 1 Feb 2024

55 star rating

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

Julian Portman 26 Jan 2024

55 star rating

Very easy to arrange. Competitive price. Used with two previous cars.

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

natasha badger 28 Oct 2023

55 star rating

Easy to use and half the cost the dealership wanted for a gap policy

darren birch 8 Jan 2024

55 star rating

used before and experienced great service, thats why im back

MARK HURDLEY 28 Oct 2023

55 star rating

Brilliant, a lot cheaper than getting it through the dealer and so easy to set up, will tell my family to use you in the future.

Tracey Kelly 17 Dec 2013

55 star rating

Really good explanation on website. Website really easy to navigate. Some good reviews read about your Company,

J Rathwall 23 Dec 2013

55 star rating

Wanted to defer my first year as I have new for old cover with my insurer. This was easy to do and I only then had to pay for three years cover.

James Mc Hugh 23 Dec 2013

55 star rating

A fair price, very good net service and documents sent via net immediately

Paul Mobley 25 Aug 2021

55 star rating

Easy website, prompt reply to a question on live chat,and a good price.very pleased

Hayley Reyland 18 Dec 2013

55 star rating

Saved over £240 from the dealer quote! Fantastic to deal with, no pressure to buy, and happy to explain any queries. Thank you very much.

R Wren 17 Dec 2013

55 star rating

Much cheaper than the dealer

P Kavangh 17 Dec 2013

55 star rating

Efficient and helpful.

Mrs Marion Lambert 23 Dec 2013

55 star rating

As well as a competitive price, your website and the terms and conditions were easy to use and understand.You also featured in a "Which?" guide to gap insurance.

Michael Russell 19 May 2021

55 star rating

Great prices, especially for 5yrs! Very professional web site, better than any other for insurance I have ever seen! I feel most confident thanks to my GAP policy for my exceptiona…

Linda McNulty 18 Dec 2013

55 star rating

Easy to get a quote and descriptions very clear.

G Hughes 18 Dec 2013

55 star rating

Service & Price

C King 18 Dec 2013

55 star rating

I was very impressed with the service when I asked for a quote so I went back to buy the policy.

Mike Finch 18 Dec 2013

55 star rating

We needed to cover our new car purchase and looked on line we contacted your adviser who was most helpful

Sam D 17 Dec 2013

55 star rating

A++++

Dragos Anton 9 Nov 2022

55 star rating

Great company! Will definitely recommend to family and friends!

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