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Key Cover Insurance

Key Insurance will pay up to £500.00 annual cover for locksmiths' charges, new locks and keys. The re-programming of immobilisers, infra-red handsets and alarms which are attached to the Fob but are not integral to an insured key. In addition up to 3 days car hire is available or onwards transport costs if you are stranded or your car is unusable as a result of lost, stolen or broken keys.

  • Covers locksmiths charges
  • Covers all keys attached to the key fob
  • Covers transport costs or car hire
  • There is No excess to pay
  • Covers the cost of new locks and keys
  • Immediate Cover
  • Claim limit up to £500 per annum
  • 24hr Emergency Helpline

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

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See what our customers are saying about us

Gary (Manchester) 31 Oct 2023

55 star rating

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than what was offered by car dealership.

Julian Portman 26 Jan 2024

55 star rating

Very easy to arrange. Competitive price. Used with two previous cars.

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

Peter Egerton 1 Feb 2024

55 star rating

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

natasha badger 28 Oct 2023

55 star rating

Easy to use and half the cost the dealership wanted for a gap policy

MARK HURDLEY 28 Oct 2023

55 star rating

Brilliant, a lot cheaper than getting it through the dealer and so easy to set up, will tell my family to use you in the future.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

darren birch 8 Jan 2024

55 star rating

used before and experienced great service, thats why im back

Anthony Webster 23 Dec 2013

55 star rating

Advised by dealer to research and find online. Your site was clear and easy to understand

Paul Muchmore 8 May 2021

55 star rating

As not very computer or tech savvy found site easy to use.

Andrew norris sherborn 18 Dec 2013

55 star rating

Dealer offered expensive policy when I bought the car new. I decided I wanted to protect the value of the car for the early years of ownership, so I searched the Internet and found…

Lauren 4 Sep 2020

55 star rating

Have just purchased a second policy after my first car was unfortunately written off after an accident. They handled the case amazingly, were very supportive, and even managed to h…

Chris Allen 16 Nov 2018

44 star rating

Great value for unlimited claim amount. You provided the cheapest quote I received.

Sam D 17 Dec 2013

55 star rating

A++++

Mike Kinchin 23 Dec 2013

55 star rating

Tops!

Andy Goode 11 Jan 2018

55 star rating

Top Notch good honest people

stephen crowe 23 Dec 2013

55 star rating

Car dealer quote too high! Your product is the same if not better.

Yann 28 May 2021

55 star rating

One of the easiest and clearest websites I've ever used and the cost is substantially less than that quoted by the main dealer I bought the vehicle from.

Chloe 3 Apr 2021

55 star rating

Excellent service and all questions answered. Great policy covering all named drivers.

Miss K Biard 18 Dec 2013

55 star rating

Found on the Internet and policy met my needs

Mark Lunt 23 Dec 2013

55 star rating

We were introduced to the principle of GAP insurance by the dealer. We chose yours because it was significantly cheaper and offered the best options for our circumstances. Thank yo…

Andrew Letby 18 Dec 2013

55 star rating

Much better value than offered by dealer

michael stanford 23 Dec 2013

55 star rating

price easy to use web page.

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