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Key Cover Insurance

Key Insurance will pay up to £500.00 annual cover for locksmiths' charges, new locks and keys. The re-programming of immobilisers, infra-red handsets and alarms which are attached to the Fob but are not integral to an insured key. In addition up to 3 days car hire is available or onwards transport costs if you are stranded or your car is unusable as a result of lost, stolen or broken keys.

  • Covers locksmiths charges
  • Covers all keys attached to the key fob
  • Covers transport costs or car hire
  • There is No excess to pay
  • Covers the cost of new locks and keys
  • Immediate Cover
  • Claim limit up to £500 per annum
  • 24hr Emergency Helpline

GAP Insurance Calculator

Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

Protect yourself with GAP Insurance

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See what our customers are saying about us

Peter Egerton 1 Feb 2024

55 star rating

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

Gary (Manchester) 31 Oct 2023

55 star rating

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than what was offered by car dealership.

Julian Portman 26 Jan 2024

55 star rating

Very easy to arrange. Competitive price. Used with two previous cars.

MARK HURDLEY 28 Oct 2023

55 star rating

Brilliant, a lot cheaper than getting it through the dealer and so easy to set up, will tell my family to use you in the future.

David Pibworth 3 Feb 2024

55 star rating

Easy to complete and far cheaper than quoted by the main dealer

Ranjit Ghag 11 Dec 2023

55 star rating

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

darren birch 8 Jan 2024

55 star rating

used before and experienced great service, thats why im back

natasha badger 28 Oct 2023

55 star rating

Easy to use and half the cost the dealership wanted for a gap policy

Michael Voyzey 4 Jan 2024

55 star rating

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

Judith Hole 18 Dec 2013

55 star rating

Did lots of research but the decision was based on telephone call. I spoke to James who was very helpful and explained everything to me. Fell as though I have had good value for mo…

Mr Hasdeep Oberoi 19 Dec 2013

55 star rating

very reassured by the Which recomendation

Mrs D Wilson 17 Dec 2013

55 star rating

You were recommend by a friend who has direct gap insurance

Michael Plank 18 Dec 2013

55 star rating

I spent a long time comparing policies and getting 'a feel' for various companies. Your excellent website, reasonable price and helpful advisors decided me. Thank you.

Mike M 17 Dec 2013

55 star rating

Only took minutes to cover my new van.

Alan Barker 23 Dec 2013

55 star rating

The policy provides all the things that I am looking for, especially deferred start giving a total 5 year term

John Carnegie 26 Jan 2019

55 star rating

Excellent service and payment, just taken out my 2nd policy after first class service I received after my insurance company declared my car a total loss.

Neil Henshaw 23 Dec 2013

55 star rating

Have used before for my new work vehicle so didn't hesitate to use again. Great value cover

iain riach 24 Mar 2022

55 star rating

Third policy with Direct Gap. Always competitive and easy to manage online.

Andy 11 Jun 2022

55 star rating

Great price, easy to set up. Customer service, very helpful

Kirsty 10 Sep 2018

55 star rating

Easy and simple to use and understand, helpline staff friendly and helpful.

Allan Hucks 3 Mar 2017

55 star rating

Clear and simple. What more can you want. Audi wanted £500. Less than £200 for the same cover. What more can I say

Roger Gaskell 9 Feb 2022

55 star rating

Very easy to navigate the website and excellent customer service communication. :-)

Andy G 23 Dec 2013

55 star rating

Less expensive than Vauxhall and with an FSA registered insurer.

Piotr 12 Jun 2021

55 star rating

Quick and easy, and prices certainly beating the finance company options

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