Get ASU Insurance from only £25.37/month

Policy Wording IPID

Accident, Sickness & Unemployment

In a world full of unexpected turns, ensuring your financial stability should never be left to chance.

Whether you find yourself facing health issues, following an accident or otherwise, or unexpected unemployment, ASU insurance offers comprehensive coverage you need to maintain your lifestyle and peace of mind.

Tailored to fit your individual needs, our simple-to-understand Accident, Sickness and Insurance polcy provides up to £2,000 per month, ensuring you can focus on recovery, not your bills.

Monthly Cover From £500 - £2,000
No Medical Required
Simple Claims Process
Cover Available for Most Proffesions
Get Cover In Minutes
Low Monthly Payments

Why choose Direct Gap for your Accident, Sickness & Unemployment Cover

There are plenty of reasons to come to Direct Gap for your ASU insurance. Here are just a few of them:

• Flexibility: You choose the level of coverage (up to £2,000) that best suits your needs and circumstances.

• Responsibility: We’re fully regulated by the Financial Conduct Authority and we hold ourselves to the very highest standards.

• Integrity: Our team do not make any commission from sales of ASU – we’ve only got your best interests in mind.

• Service: Our glowing reviews and 5-star Feefo rating are a sign of how much our customers value what we do for them.

Get ASU Insurance from only £25.37/month

Buy ASU Insurance

Policy Wording IPID

See what our customers are saying about us

Michael Voyzey 4 Jan 2024

Really easy to purchase a Gap Insurance Policy this is my second one with Direct Gap

Ranjit Ghag 11 Dec 2023

I have previously used this service and find it amazing, competitive prices and cheaper than buying direct from dealers.

darren birch 8 Jan 2024

used before and experienced great service, thats why im back

MARK HURDLEY 28 Oct 2023

Brilliant, a lot cheaper than getting it through the dealer and so easy to set up, will tell my family to use you in the future.

Syed Mubarak Syed Ahmad 16 Aug 2023

It was very easy to get the cover and the whole transaction took less than 10 minutes to complete.

Gary (Manchester) 31 Oct 2023

Straight forward & easy to use website. Explained what was covered, easy to understand & complete purchase. Much better value than what was offered by car dealership.

Julian Portman 26 Jan 2024

Very easy to arrange. Competitive price. Used with two previous cars.

Dave Wilkinson 6 Sep 2023

Very straight-forward and a compoetitive price.

David Pibworth 3 Feb 2024

Easy to complete and far cheaper than quoted by the main dealer

Scott Selbie 8 Sep 2023

Very competitively priced and easy to complete website I would recommend to others

Peter Egerton 1 Feb 2024

It’s so easy to set up and I’m confident in the policy that it covers all my costs.

natasha badger 28 Oct 2023

Easy to use and half the cost the dealership wanted for a gap policy

Christine Davies 14 Sep 2023

Straightforward application process. Competitive premium rates. Have dealt with company before.

Anna Clyde 17 Dec 2013

I've bought a new car and the dealers gap insurance was very expensive and was only for a maximum of 4 years-your company was great both on price and lenght of policy

Darren yates 1 Apr 2022

Very easy to do only took 5 mins to set up and the offer direct debit if you don't want to do it in one hit.. Great !

Mrs V Pearce 18 Dec 2013

I used Gap Insurance as the ford dealer I used no longer sold the product as they are not FSA compliant. I found your product to be the most competitive & explained the differe…

Mike Howells 18 Dec 2013

Very much appreciated. Top rate customer service

Mark Templeman 23 Dec 2013

Had a query about deferring my start date for a new car and the call was answered quickly by a very knowledgeable and helpful chap who handled my query in a friendly and profession…

Helen Faint 1 Sep 2021

Extremely easy online process and very competitive rate!

peter boardman 25 Mar 2017

Easy to apply. Family member had cause to claim on GAP policy and Customer Service was helpful and quick. Always have this cover on family cars.

Francis M 17 Dec 2013

Thought it was only for new cars so pleased to find I could cover mine with you.

Victoria Richardson 17 Dec 2013

Website was clear about which product was suitable for my requirements.

Maurice Stray 29 May 2018

Fantastic it was so easy and a fantastic price . I would like to thank every at Direct Gap for wonderful service.

Claire Hughes 1 Jul 2021

Very easy process and good price. Monthly payments are very helpful

Get a Quote

FAQ

What is the maximum monthly benefit?

Up to £2,000 (depending on your selected limit) or 65% of your normal monthly income, whichever is less.

What if I get temporary work during my unemployment claim?

Claims can be suspended, not ended, provided temporary work lasts no longer than six months.

Are there any exclusions for COVID-19 related claims?

Yes. Claims directly or indirectly resulting from COVID-19 or other pandemics are excluded.

What happens if I find a new job during an unemployment claim?

You must inform the administrator, and if the job is temporary, your claim may be suspended and later resumed if you become unemployed again.

Is there a limit to the amount of claims I can make?

You can make multiple claims up to the maximum benefit specified on your policy document (this is usually up to 12 months) and is subject to a return-to-work period between claims of 6 months.

Will ASU cover my entire (100%) income?

The policy covers up to a maximum of £2,000 or 65% of your normal monthly income, whichever is less. This is also dictated by the level of cover you chose.

Is ASU suitable for part-time workers?

Yes, as long as you are working a minimum of 16 hours per week and meet the other standard eligibility requirements (age etc.).

Will ASU cover me if I move abroad?

If you cease to reside or work in the United Kingdom, your coverage will end as the policy requires you to live and work in the UK.

Customer reviews

4.9 out of 5 based on 14332 reviews

Eileen Anne Brierly

5 out of 5

Was easy to complete
Sophia Starr

5 out of 5

Choice of polices and flexibility of cover. Helpful person on phone when rang up to make some queries before buying, easy website to use and that you are protected by fsa.
W Grant

4 out of 5

This will be a briliant purchase if i never have to use it as policy offered at the dealers was 4 times what i have just paid. This is something most people will never use so you dont want to pay out excessive amounts of cash,but it is nice to have the peace of mind just incase you are one of the unlucky few who need to make a claim. it was very simple to complete the application download and print the documents. Thank you for this reasonably priced product.

> See all our Testimonials

Direct Gap : Rated 4.93 out of 5 based on 14332 testimonials

Monthly Payments Available

Available on Gap Insurance Policies
Pay in 10 monthly instalments

Call our friendly team to find out more on

01422 756100