The Glasses Guide Retail Price of your vehicle, to a maximum of 105%      
  • Agreed Value

    In the event of your vehicle being declared a total loss, this insurance will pay the difference between the motor insurers settlement and 100% of the Glasses Guide Retail Price on the day you purchased the policy.

Agreed Value

Total Premium: The full amount that you will pay to cover the entire term of your selected policy. This includes the IPT, (Insurance Premium Tax that is paid to the government).
Cover limit: The cover limit is the difference between the motor insurance payout at the point of total loss and the amount you need to claim under the GAP policy.

Policy information

Period of Cover Available 1-4 Years
Maximum Claim Limit £25,000
Maximum Vehicle Purchase Price £50,000
When do I need to buy the policy At any time
Will it Settle Finance Agreements NO
Is it Transferable to my next vehicle YES
Covers ALL Manufacturer fitted extras  YES
30 day Money Back Guarantee YES
Covers all drivers on your insurance policy YES
Covers theft with use of keys YES
Cover Insurance Excess up to £250 YES

Example 1 (Cash Purchase)

Total Loss after 24 months

Vehicle Retail Value at Purchase £20,000
Motor Insurance pays £12,000
GAP Pays the Difference £8,000

You get back the full retail purchase price of the vehicle!

You receive a total of £20,000

What cover does Agreed Value Transferrable GAP provide?
Who is the insurer of this policy?
What is the claim limit on Agreed Value Gap?
What is the vehicle purchase price that I should use to calculate the cost of the policy?
When and how do I receive my policy documents?
What is total loss?
How can I pay?
Whose name should the policy be in?
Does it cover my motor policy excess?
Can this policy be transferred to a replacement vehicle?
Am I covered for theft of vehicle with keys?
Why would this policy not pay out?
Why is Direct Gap so much cheaper than motor dealers quote?
Can anyone drive my vehicle and still be covered by GAP?
Am I covered to drive my vehicle abroad?
Is this a one off or annual payment?
Will Brexit affect my Gap Insurance Policy?
Get cover now

Buy With Confidence, Direct Gap Provides all these benefits FREE of charge:

  • FREE - No Quibble 30 Day Money Back Guarantee
  • FREE - Policy transfer on RTI and VRI
  • FREE - Deferred Start Date Option for New Vehicle Purchases
  • FREE - Cover for ALL named drivers on your policy
  • FREE - No mileage restriction during life of policy
  • FREE - Policy Amendments for Registration Number & Address Changes
  • FREE - Commitment To SETTLE your claim within 14 days
  • FREE - Credit Card Payments, No Additional Fees

Direct Gap is a trading style of Motor Gap Ltd, which is authorised and regulated by the Financial Conduct Authority