The Glasses Guide Retail Price of your vehicle, to a maximum of 100%      

Choose an insurance type

  • Agreed Value

    In the event of your vehicle being declared a total loss, this insurance will pay the difference between the motor insurers settlement and 100% of the Glasses Guide Retail Price on the day you purchased the policy.

Agreed Value

Total Premium: The full amount that you will pay to cover the entire term of your selected policy. This includes the IPT, (Insurance Premium Tax that is paid to the government).
Cover limit: The cover limit is the difference between the motor insurance payout at the point of total loss and the amount you need to claim under the GAP policy.

Policy information

Period of Cover Available 1-4 Years
Maximum Claim Limit £25,000
Maximum Vehicle Purchase Price £50,000
When do I need to buy the policy At any time
Will it Settle Finance Agreements NO
Is it Transferable to my next vehicle YES
Covers ALL Manufacturer fitted extras  YES
30 day Money Back Guarantee YES
Covers all drivers on your insurance policy YES
Covers theft with use of keys YES
Cover Insurance Excess up to £250 YES

Example 1 (Cash Purchase)

Total Loss after 24 months

Vehicle Retail Value at Purchase £20,000
Motor Insurance pays £12,000
GAP Pays the Difference £8,000

You get back the full retail purchase price of the vehicle!

You receive a total of £20,000

Get cover now

Agreed Value Gap Insurance Quote

Buy With Confidence, Direct Gap Provides all these benefits FREE of charge:

  • FREE - No Quibble 30 Day Money Back Guarantee
  • FREE - Policy transfer on RTI and VRI
  • FREE - Deferred Start Date Option for New Vehicle Purchases
  • FREE - Cover for ALL named drivers on your policy
  • FREE - No mileage restriction during life of policy
  • FREE - Policy Amendments for Registration Number & Address Changes
  • FREE - Commitment To SETTLE your claim within 14 days
  • FREE - Credit Card Payments, No Additional Fees

Direct Gap is a trading style of Motor Gap Ltd, which is authorised and regulated by the Financial Conduct Authority