Four types of other car insurance to protect your vehicle

Four types of other car insurance to protect your vehicle

In the UK, it is a legal requirement to have car insurance. However, there is a wide range of insurance policies you can look into, all of which provide different levels of protection for different aspects of your vehicle. This makes it hard to determine the best one for your needs. Read on to learn more about four possible insurance options and why these can protect you from significant financial harm in the long run.…

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Why you might need scratch and dent cover

Why you might need scratch and dent cover

Car insurance comes in many different forms. While standard motor insurance is compulsory to drive your vehicle on UK roads, other kinds of cover have been created to suit specialist circumstances. When you buy a new car, you may consider additional insurance options available to protect your new car. For example, you could take out Guaranteed Asset Protection (GAP policy) or even a built-for-purpose insurance product for tyres or alloys. Another type of specialist cover you may want to consider is scratch and dent insurance. In the following sections, we take a closer look at this type of insurance and why it might have value for you as a driver.…

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Can GAP insurance help if your car is stolen?

Can GAP insurance help if your car is stolen?

GAP insurance is typically associated with providing cover for a vehicle after it is involved in an accident and must be written off when it is no longer fit for the road. However, GAP policies also provide cover for drivers whose vehicles get stolen. Read on to discover when these policies pay out and when they will not.…

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Factors that affect the price of your car insurance

Factors that affect the price of your car insurance

Car insurance is mandatory for all drivers in the UK, but insurance prices vary wildly depending on a number of factors. Every insurance company will have their own set of risk factors that it will take into account, but there are some general rules that all insurers stick with in the UK. We look at some of these key factors impacting the price of your car insurance.…

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What can cause your car's value to depreciate?

What can cause your car's value to depreciate?

Whenever you buy a new car, you know that you're not likely to have an asset on your hands that holds value in the long run. A new car devalues as soon as your drive it off the forecourt, and unfortunately, there isn't much you can do about it. With this in mind, let's take a look at some of the things that can cause the value of your car to depreciate and what you can do to protect its value in the case of an insurance claim.…

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6 ways to save money on your car this winter

6 ways to save money on your car this winter

As winter approaches and petrol costs continue to rise, you might be getting concerned about quite how much it's costing to run your vehicle. At Direct Gap, we're here to make your driving experience as affordable and economical as possible, so here are our top ways to save money on your car this winter.…

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Gap Insurance - Why buy online?

Gap Insurance - Why buy online?

GAP insurance was created to bridge the difference between an insurance payout and the sum required to buy a like-for-like vehicle or cover your inital outlay for a vehicle. How you buy GAP insurance, however, can have a considerable impact on the amount of money you pay for it.…

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Which UK car buyers require GAP car insurance?

Which UK car buyers require GAP car insurance?

Guaranteed Asset Protection Insurance, known informally as GAP car insurance, is often sold when consumers pick out a brand-new vehicle. This kind of cover was created to help car owners out if an accident happens that results in their vehicle being scrapped or stolen and can’t be recovered.…

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Why it makes sense to consider scratch and dent insurance

Why it makes sense to consider scratch and dent insurance

There is no escaping the odd ding or scratch on your car - from overgrown hedges scraping your paint to clumsy manoeuvres in a car park causing a dent, there are countless ways you can end up damaging your vehicle. It doesn’t matter how safely you drive on the road, as even everyday things like grit or small pebbles can cause scratches and damage to your car's paintwork and bodywork. There are many reasons to consider protecting your vehicle with Scratch & Dent Insurance.…

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Why do I need alloy tyre insurance in autumn/winter?

Why do I need alloy tyre insurance in autumn/winter?

Generally, we recommend that you fit your car with a set of alloy wheels when possible. It's best to do this ahead of the autumn and winter seasons to prepare your car for harsher weather. One drawback to alloy tyres, however, is their price, so it makes good sense to protect them.…

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