Please enter the P11D value of your leased vehicle.      

Choose an insurance type

  • Lease Gap

    Pays the difference between the motor insurers settlement and the outstanding Finance Balance. Suitable for HP, PCP, Lease and Contract Hire Vehicles. You will have an option to protect your initial rental of up to £2,000, and cover includes an insurance excess contribution up to £250.

Lease Gap

Total Premium:
£ -1
Cover limit:

Policy information

Period of Cover Available 1-5 Years
Maximum Claim Limit Unlimited
Maximum Vehicle Purchase Price £75,000
When do I need to buy the policy Anytime
Will it Settle Finance Agreements YES
Is it Transferable to my next vehicle NO
Covers ALL Manufacturer fitted extras  YES
30 day Money Back Guarantee YES
Covers all drivers on your insurance policy YES
Covers theft with use of keys YES
Cover Insurance Excess up to £250 YES

Example 1 (PCP & Finance Purchases)

Total Loss after 14 months

Vehicle Cost £20,000
Deposit £1,000
Balance Financed £19,000
Motor Insurance Pays £12,000
Finance Settlement £18,000
Finance GAP Pays £6,000

Example 2 (Contract Hire)

Total Loss after 12 months

Vehicle Cost £500 per month for 36 months
Motor Insurance Pays £18,000
Finance Settlement £24,000
Finance Gap Pays £6,000 Settles the Hire Agreement

The finance gap insurance pays the shortfall (£6,000) between your motor insurance payment and the settlement amount with the finance house clearing your financial obligations in full.

Get cover now

Buy With Confidence, Direct Gap Provides all these benefits FREE of charge:

  • FREE - 5 Star Rated with 30 Day Money Back Guarantee
  • FREE - Unlimited Claim Limits on vehicles up to £50k
  • FREE - Deferred Start Date Option for New Vehicle Purchases
  • FREE - Cover for ALL named drivers on your policy
  • FREE - No mileage restrictions during life of policy
  • FREE - Policy Amendments for Registration Number & Address Changes
  • FREE - Credit Card Payments, No Additional Fees

Customer reviews

Gold trusted service on Feefo
We score 4.9 out of 5 on an independent Customer Experience Rating with Feefo
4.9 out of 5 on an independent Customer Experience Rating with Feefo

5-Star Rating

28 Aug 2020

Quick, easy and a lot cheaper than the manufacturer's quote

5-Star Rating

4 Nov 2021

Creating the services on-line was very easy, trust it will be the same if I need to make a claim. Liked the web site, easy to use…

5-Star Rating

8 Sep 2021

Very easy to use

5-Star Rating

5 Nov 2018

So easy to set up and very well priced

5-Star Rating

17 Dec 2013

You came recommended very highly

5-Star Rating

31 Aug 2014

Effortless many thanks

5-Star Rating

20 Dec 2020

Very easy to set up and a lot cheaper than the insurance the dealer was offering, thank you!

5-Star Rating

7 Oct 2014

Absolutely straight forward to arrange and cheapest I could find. Perfect. As I am younger driver and my first NEW car, it comes w…

5-Star Rating

23 Aug 2014

excellent straight forward un- complicated step by step to purchasing the policy.

5-Star Rating

5 Sep 2021

Very affordable compare to other companies out there and used these on my other vehicle

5-Star Rating

19 Apr 2015


5-Star Rating

4 Aug 2021

I was recommended by a friend as they have taken insurance with you in the past. The website was quick and easy to use so I now ha…

5-Star Rating

11 Jun 2019

Incredibly competitive pricing, including cover for things the dealership didn't and all for a much lower price!

5-Star Rating

29 Aug 2014

Very easy to use website

5-Star Rating

28 Sep 2021

got a good selection of cover and terms and conditions look fair. not the cheapest, but I understand what i am buying

5-Star Rating

11 Dec 2014

Quick, easy and competitive gap insurance for peace of mind

5-Star Rating

10 Sep 2021

Excellent service

5-Star Rating

23 Dec 2013

Have used before. Very easy to purchase,at a fraction of manufacturer GAP costs. Would recommend to friends.

5-Star Rating

9 Oct 2019

easy to use and great price, recommended by son in law who has 2nd policy with you as he had to use first one and could not fault…

5-Star Rating

3 May 2014

great quick service

4-Star Rating

23 Dec 2013

Price and clear information at point of sale

5-Star Rating

29 Jun 2016

Easy, clear and complete product offered through a great website!

5-Star Rating

12 May 2014

Easy to use and quick to complete. Nice : )

5-Star Rating

6 Apr 2014

Easy to use self explanatory