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  • Gap Insurance

    Gap Insurance

    • What is Gap Insurance?
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    • Quotes by Manufacturer
    • Lease & Contract Hire Pays the difference between your motor insurer’s settlement and your outstanding finance balance.
    • Return To Invoice Pays the difference between your motor insurer’s settlement and the invoice price of your vehicle.
    • Vehicle Replacement Pays the difference between your motor insurer’s settlement and the cost of a replacement vehicle.
  • Additional Cover
    • Alloy Wheel Insurance Helps pay for the repair or replacement of alloy wheels damaged by accidental or malicious damage.
    • Tyre Insurance Covers the repair or replacement of tyres that sustain accidental or malicious damage.
    • Scratch & Dent Insurance Covers the cost of smart repairs for minor cosmetic damage to your vehicle's exterior, interior trim, and alloy wheels.
    • Tyre & Alloy Insurance Covers the cost of repairing accidental or malicious damage which has occurred to your Alloy Wheels or Tyres.
    • Short Term Car Insurance Temporary or short-term insurance is comprehensive car cover that lasts from 1 hour up to 28 days.
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industry news

Audi Depreciation Guide
by Luke Sanderson August 18, 2026
Car Buying

Audi Depreciation Guide

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The Top 10 Most Reliable Cars | 2025
by Luke Sanderson December 10, 2025
Industry News

The Top 10 Most Reliable Cars | 2025

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9 Of The Best Car & Bike Collaborations
by Luke Sanderson July 03, 2025
Industry News

9 Of The Best Car & Bike Collaborations

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The Top 10 Most Stolen Cars
by Luke Sanderson June 11, 2025
Industry News

The Top 10 Most Stolen Cars

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Different Car Write-Off Categories Explained
by Luke Sanderson April 11, 2025
Industry News

Different Car Write-Off Categories Explained

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UK Car Theft Statistics
by Luke Sanderson March 24, 2025
Industry News

UK Car Theft Statistics

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What Are The Main Issues Following A Car Accident?
by Luke Sanderson November 12, 2024
Car Care and Tips

What Are The Main Issues Following A Car Accident?

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6 Of The Best Car & Watch Collaborations
by Luke Sanderson November 06, 2024
Industry News

6 Of The Best Car & Watch Collaborations

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How Much Do Electric Vehicles Depreciate?
by Luke Sanderson October 15, 2024
Industry News

How Much Do Electric Vehicles Depreciate?

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Car theft is on the rise in the UK
by James Cartwright October 26, 2023
Industry News

Car theft is on the rise in the UK

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Our Top Policies

  • Lease/Contract Hire Gap
  • Return to Invoice
  • Vehicle Replacement
  • Alloy Wheel Insurance
  • Tyre Insurance
  • Scratch & Dent Insurance

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Sura Group Limited
1 Neville Street
Leeds
LS1 4DW

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© Direct Gap 2026

Direct Gap is a trading style of Sura Group Limited, registered in England, company number 16964263. Sura Group Limited is an appointed representative in respect of insurance and credit broking activities of Alternative Propositions Ltd, which is authorised and regulated by the Financial Conduct Authority, with reference 602443. Our FCA authorisation number is 1050283.