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One of BMW's most popular hatchback options, the 2 Series delivers every day practicality, with pin-point styling and handling, making it worthy of the BMW matnra; the ulitamte driving machine. Unfortunately, like most cars, the 2 Series will still experience significant depreciation over it's lifetime.
If your BMW is written off, your insurer will pay the current market value, not the amount you paid or still owe, meaning you could face a significant financial shortfall; often thousands of pounds.
With specialist BMW 2 Series Gap Insurance from Direct Gap you're protected. We'll pay the difference between your insurer's final settlement figure and the amount outstanding, so you don't have too.
Get a 5* Feefo-rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.
Why Do I Need To Protect My BMW With Gap Insurance?
The BMW 2 Series retails between £34,000 and £48,000, meaning that, using typical depreciation levels of 50%, yours could lose up to £24,000 in value in just three years. If your car is declared a total loss, your insurer will only pay the amount the car is worth at the time, not the amount you paid. You'd have to pay the difference.
With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.
Tailored BMW Gap Insurance from Direct Gap pays the difference between your insurance payout and the amount you still owe. We're committed to settling your claim within 10 days, covering all named drivers and no claim limits on vehicles up to £50K. Is it time you protected your BMW and yourself?
Why Choose Direct Gap?
- 5 Star Feefo-rated insurance
- 30 Day money-back guarantee
- Unlimited claim limits on vehicles up to £50k
- Free policy transfer on RTI and VRI
- Deferred start date option for new vehicle purchases
- Cover for all named drivers on your policy
- No mileage restrictions
- Policy amendments for registration number and address changes
- Commitment to settle your claim within 10 days
- No additional fees for credit card payments
- Save up to 75% with a specialist policy
BMW 2 Series | Statistics & General Information
The BMW 2 Series launched in 2014 as a more compact alternative to the 3 Series. Second generations appeared in 2021.
Since its inception, the 2 Series has been extremely popular in the UK, selling an estimated 151,676 vehicles.
First-generation 2 Series models include a two-door coupe and a two-door cabriolet, both Rear Wheel Drive. Across these models, there were many engine & power variants from the 220 to the 230 with an M version, originally a 235, later upgraded to an M240.
Second-generation models also included a cabriolet and coupe, with a hatchback tourer and 'gran coupe' available.
Although diesel and petrol options are the most popular, especially in earlier models, increasingly hybrid options are becoming available.
Like most cars, the BMW 2 Series is prone to depreciation, with accurate depreciation figures suggesting a loss in value of between 37% and 52% over the first 3-5 years.
Standard models lose approximately 52% of their value. Typically, M2 models depreciate at a faster rate, losing between 40-50% in three to five years.
Unfortunately, BMW is a popular target for thieves, with the brand often topping 'Most Stolen' lists and consistently being the second most stolen manufacturer on the market (behind Ford).
In 2025, over 5000 BMWs were stolen in the UK. The 3 Series, in particular, is a common target, with 1207 stolen in the UK in 2024 alone.