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Volvo XC40 Gap Insurance

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With a consciously pared back design, minimalist interior and typical Volvo safety, the XC40 is a prime choice for any driver wanting a mini-SUV outside of the usual Audi, Mercedes and BMW picks. Driver technology and pioneering looks make the XC40 one of the most popular Volvo models on the road, with good residual values to match. Sadly, that doesn't mean they're totally immune from depreciation.

Despite the plethora of safety features Volvo pack into their cars, your XC40 could still be written off (whether through accident, fire or theft, for example), in which case, your insurer will pay the current market value, not the amount you paid or still owe. That means you could be left out of pocket, in some cases by £££'s.

With specialist Volvo XC40 Gap Insurance from Direct Gap you can protect yourself against any shortfall. We'll pay the difference between your insurance settlement figure and the amount outstanding (or the amount you paid, depending on your policy), leaving you with total peace of mind.

Get a 5* Feefo-rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.

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Comprehensive Insurance
Potential loss

Only £ 8,550 would be covered by your Comprehensive Car Insurance
leaving a gap of £10,450

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Why Do I Need To Protect My Volvo With Gap Insurance?

The XC40 ranges between £36,000 and £48,000 depending on the model you choose, with newer electric models being the most expensive. That means that, even with basic depreciation levels, yours could lose upto £24,000 in just three years. If yours is declared a total loss (or write off), could you afford to make up that difference?

With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.

Our specialist Volvo Gap Insurance pays the difference between your insurance settlement figure and the amount you still owe, with a commitment to settle your claim within 10 days. We cover all named drivers and there's no claim limits on vehicles up to £50K. Why not keep yourself protected with Direct Gap?

Why Choose Direct Gap?

  • 5 Star Feefo rated insurance
  • 30 Day money back guarantee
  • Unlimited claim limits on vehicles up to £50k
  • Free policy transfer on RTI and VRI
  • Deferred start date option for new vehicle purchases
  • Cover for all named drivers on your policy
  • No mileage restrictions
  • Policy ammendments for registration number and address changes
  • Commitment to settle your claim within 10 days
  • No additional fees for credit card payments
  • Save up to 75% with a specialist policy