Land Rover Discovery Gap Insurance
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As SUVs go, the Land Rover Discovery is one of the best on the market, delivering space, comfort and genuine practicality, which is why it’s become one of the most popular options in its class, evolving over the years with ever more luxury. Unfortunately, like all cars, it will still suffer depreciation, particularly in the first three years of ownership.
Write your Discovery off and you’ll be offered a final settlement figure from your insurer which reflects the current market value, not the amount you paid, or still owe, leaving you responsible to make up the difference. That difference could be thousands of pounds.
With specialist Land Rover Discovery Gap Insurance from Direct Gap, you can protect yourself against any potential shortfall, safe in the knowledge that we’ll cover any difference between your settlement figure and the amount outstanding, so you don’t have to.
Get a 5* Feefo-Rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.
Why choose Direct Gap to protect your Land Rover?
What is Land Rover Gap Insurance?
Land Rover gap insurance will cover you for the difference between your vehicle's purchase price and the value at the time you make a claim, so you don't have to worry about depreciation. Whether you own one of these British classics or are about to buy one, Land Rover gap insurance from Direct Gap is a great way to make sure you don't get a raw deal, with policies available for between 1-5 years.
For further information, check out our detailed guide to gap insurance.
Get a Land Rover Gap Insurance quote today.
How does Land Rover Gap Insurance work?
These days, the Discovery is more luxury than utility, with new retail prices between £63,000 and £83,000. That means that, in just a few years of ownership, you could lose up to £41,750 through depreciation. If your Land Rover is ‘written off’, your insurer will pay the amount it’s worth at the time, not the amount you paid. Could you afford to make up the difference?
With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.
Tailored Land Rover Gap Insurance pays the difference between your settlement figure and the amount you still owe.
Get a Land Rover Gap Insurance quote today.
Land Rover Gap Insurance Reviews
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Additional cover for your Land Rover Discovery
It’s not only Land Rover Discovery Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Land Rover Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Land Rover: FAQs, Statistics & General Information
Land Rover Depreciation
Like most car brands on the market, Land Rovers will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Land Rover could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Land Rover
There are three common types of GAP Insurance available for most cars, including Land Rover. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Land Rover Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.