Land Rover Defender Gap Insurance
Buy 5* Rated Gap Insurance With A 30 Day Money Back Guarantee
The Defender has transformed over the years from its ‘official’ inception in 1990 (where it first took on the Defender name) to the ultra-luxury urban 4x4 it is today. Despite it reaching icon status, the Defender, like most cars, will still lose around 50% of its value over three years due to depreciation.
If you’re unlucky enough to have your Defender declared a total loss (or ‘write off’ as it’s sometimes known), your insurance company will pay you a final settlement figure reflecting the current market value, not the amount you paid or still owe. In most cases, you’ll be left to make up the difference, which could be thousands of pounds.
With tailored Land Rover Gap Insurance, you can protect against any shortfall. We’ll cover any difference between your insurance payout and the outstanding amount, so you’re not left out of pocket.
Get a 5* Feefo-Rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.
Why choose Direct Gap to protect your Land Rover?
What is Land Rover Gap Insurance?
Land Rover gap insurance will cover you for the difference between your vehicle's purchase price and the value at the time you make a claim, so you don't have to worry about depreciation. Whether you own one of these British classics or are about to buy one, Land Rover gap insurance from Direct Gap is a great way to make sure you don't get a raw deal, with policies available for between 1-5 years.
For further information, check out our detailed guide to gap insurance.
Get a Land Rover Gap Insurance quote today.
How does Land Rover Gap Insurance work?
The newest Land Rover Defenders have a retail price up to £148,000, which means, in just three years, yours could lose a massive £74,000 through depreciation. If yours is written off and your insurer pays the current market value, could you afford to make up the difference?
With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.
Specialist Gap Insurance will pay the difference between your settlement figure and the amount you still owe, so you don’t have to. We’re committed to settling claims within 10 days, with a 4.9/5* TrustPilot rating, cover for all named drivers and no claim limits on vehicles up to £50K it makes sense to protect yourself (and your Defender) with Direct Gap.
Get a Land Rover Gap Insurance quote today.
Land Rover Gap Insurance Reviews
We’re rated 4.9 out of 5 across Trustpilot, Feefo and Google, based on more than 14,000 reviews.
Additional cover for your Land Rover Defender
It’s not only Land Rover Defender Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Land Rover Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Land Rover: FAQs, Statistics & General Information
Land Rover Depreciation
Like most car brands on the market, Land Rovers will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Land Rover could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Land Rover
There are three common types of GAP Insurance available for most cars, including Land Rover. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Land Rover Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.