Ford Kuga Gap Insurance
Buy 5* Rated Gap Insurance With A 30 Day Money Back Guarantee
A bigger, beefier version of the Focus, the Kuga is a great option for drivers looking for Ford familiarity, handling and style, with just a bit more space. It’s no wonder it’s got a firm foothold in the British motoring market in such a short time. Despite its brilliance, the Kuga is not above depreciation, meaning it will lose around 50% of its value in just three years.
Should the worst happen and your Kuga is declared a total loss (or ‘write-off ’), your insurer will usually pay the amount the car is worth at the time, not the amount you paid, or still owe, leaving you to make up the rest. That difference could amount to thousands of pounds.
With our specialist Ford Gap Insurance, you can protect against any financial shortfall, knowing we’ll pay the difference between your settlement figure and the amount outstanding, so you don’t have to.
Get a 5* Feefo-Rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.
Why choose Direct Gap to protect your Ford?
What is Ford Gap Insurance?
A Ford gap insurance policy from Direct Gap covers the difference between what you paid for your car and its value at the time of being written off or stolen, shielding you from depreciation in the event of a claim. It offers that all-important peace of mind, and we can save you up to 75% on the price of your policy, so why not get in touch today for a free Ford gap insurance quote?
For further information, check out our detailed guide to gap insurance.
Get a Ford Gap Insurance quote today.
How does Ford Gap Insurance work?
With cars losing around 50% of their value in just three years and an RRP up to £45,000, your Kuga could face a loss of £22,500. If yours is written off, could you afford to make up that difference?
With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.
Tailored Ford Gap Insurance will pay the difference between your insurance settlement figure and the amount you still owe.
Get a Ford Gap Insurance quote today.
Ford Gap Insurance Reviews
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Additional cover for your Ford Kuga
It’s not only Ford Kuga Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Ford Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Ford: FAQs, Statistics & General Information
Ford Depreciation
Like most car brands on the market, Fords will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Ford could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Ford
There are three common types of GAP Insurance available for most cars, including Ford. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Ford Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.