Ford Explorer Gap Insurance
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If you’re on the hunt for a roomy, comfortable, family-friendly SUV, the Ford Explorer is definitely a contender. Sadly, like all options in the category, it will suffer from significant depreciation.
If your Ford is declared a total loss (or ‘write-off ’), your insurer will pay out the value of the car at the time, not the amount you paid or still owe. That difference could be thousands of pounds, leaving you with a significant financial shortfall.
With specialist Ford Gap Insurance from Direct Gap, you can protect yourself against any potential shortfall, safe in the knowledge that we’ll cover any difference between your settlement figure and the amount outstanding, so you don’t have to.
Get a 5* Feefo-Rated Gap Insurance quote online today and join thousands of happy customers driving with total peace of mind.
Why choose Direct Gap to protect your Ford?
What is Ford Gap Insurance?
A Ford gap insurance policy from Direct Gap covers the difference between what you paid for your car and its value at the time of being written off or stolen, shielding you from depreciation in the event of a claim. It offers that all-important peace of mind, and we can save you up to 75% on the price of your policy, so why not get in touch today for a free Ford gap insurance quote?
For further information, check out our detailed guide to gap insurance.
Get a Ford Gap Insurance quote today.
How does Ford Gap Insurance work?
New Explorers can exceed the 55,000 mark. That means that, given usual levels of depreciation, yours could lose up to £27,500 in value in just a few years. If your Ford is written off and you’re paid the ‘current market value’, could you afford to make up the difference?
With a car being declared a total loss every 90 seconds in the UK, it’s no surprise that a growing number of drivers are choosing to protect themselves with Direct Gap.
Tailored Ford Gap Insurance pays the difference between your settlement figure and the amount you still owe. With a commitment to settle in 10 days, a 4.9/5* TrustPilot rating, cover for all named drivers, and no claim limits on vehicles up to £50K, it makes sense to protect yourself with Direct Gap.
Get an Ford Gap Insurance quote today.
Ford Gap Insurance Reviews
We’re rated 4.9 out of 5 across Trustpilot, Feefo and Google, based on more than 14,000 reviews.
Additional cover for your Ford Explorer
It’s not only Ford Explorer Gap Insurance that we offer. We can also provide protection for specific elements of your pride and joy, such as the bodywork, tyres and wheels.
Ford Gap Insurance Calculator
Only £ would be covered by your comprehensive car insurance leaving a gap of £.
Ford: FAQs, Statistics & General Information
Ford Depreciation
Like most car brands on the market, Fords will lose value over time, typically depreciating between 15-35% in year one, to 50% within three years of ownership (usually, regardless of whether you buy new or used).
Try our free Car Depreciation Calculator for more information on model-specific depreciation and to estimate the value your Ford could lose.
Gap Insurance Payout Examples
BMW 320 D
Our BMW gap insurance policy paid out £4,558 to a customer who initially bought their BMW 320D for £20,000. Following a total loss, their motor insurer offered a settlement figure of just £15,442; we covered the difference.
Ford Kuga
Our Ford gap insurance policy paid out £14,565 to a customer who initially bought their Ford Kuga for £36,168. Following a total loss, their motor insurer offered a settlement figure of just £22,053; we covered the difference.
Dacia Sandero Stepaway
Our customer wrote their Dacia Sandero Stepaway off and received a final settlement from their insurer of £15,390. This was much lower than their original purchase price of £18,644, following a 17% depreciation.
We paid the difference of £3,565 thanks to their Gap Insurance policy.
Audi Q2
Our customer bought their Audi Q2 for £30,245, which depreciated at a rate of 13%. When it was written off, their motor insurer paid a final settlement of £26,297.
With an Audi Gap Insurance policy, we covered the difference of £3,823.
What Types Of Gap Insurance Are Suitable For Ford
There are three common types of GAP Insurance available for most cars, including Ford. Which is most suitable typically depends on your finance type, car ownership status and individual cover needs.
The main types of Ford Gap Insurance we provide are:
- Lease & Contract Hire Gap Insurance: Lease & Contract Hire Gap Insurance pays the difference between your motor insurance settlement figure and the amount outstanding on your lease finance balance. This policy is suitable for lease or 'PCH' cars only.
- Return To Invoice Gap Insurance: Return To Invoice, or 'RTI' as it's also known, pays the difference between your motor insurance settlement figure and the original invoice price of your vehicle.
- Vehicle Replacement: Vehicle Replacement Insurance, or 'VRI' covers the difference between your motor insurance settlement and the cost of replacing your vehicle.