Tyre Insurance

Covers the cost of the replacement or repair of the tyres fitted to your vehicle that have sustained either accidental or malicious damage.

It will cover up to 5 tyres, and will pay up to £300 towards the cost of a replacement tyre.

This policy must be purchased within 30 days of vehicle purchase. 

For full details please see policy wording.

Tyre Insurance
  • Covers New & Used Cars & Vans
  • Cover from 1 to 4 years
  • Fitting & Balancing Included
  • Claim up to £300 per tyre
  • Covers Run Flats and Tyres over 18"
  • No Wear & Tear Deductions
  • Covers Accidental and Malicious damage
  • Covers all drivers on your insurance policy
  • Covers vehicles up to 5 years Old
  • Covers vehicles up to 60,000 miles
  • European Cover Included
  • No Excess Charges Payable

FAQ's

  • What cover does Tyre Insurance provide?

    The purpose of this Insurance is to contribute towards the cost of the repair or replacement of the tyres fitted to your vehicles that have sustained either accidental or malicious damage which results in deflation.

    This insurance covers tyres, including winter tyres, fitted to the vehicle provided these are in accordance with the manufacturer's original specification and within legal limits. Cover is available for passenger cars, light 4 wheel commercials and motor homes (under 3500 GVW).

    The maximum amount that the insurer will pay for any single claim will be limited to £300 per tyre per occasion. This will include a valve, balance and VAT.

    The maximum aggregate amount payable throughout the period of insurance is limited to 5 tyres on cars, commercials and motor homes.

  • Who is the insurer of this policy?

    The insurer, AmTrust International Underwriters, is a major insurer in the UK and Europe and is authorised by the Financial Conduct Authority, authorisation number 169384. This can be checked at register.fca.org.uk

    The Insurer is covered by the FSCS. You may be entitled to compensation from the scheme if the Insurer cannot complete their obligations. This depends on the type of business and the circumstances of the claim. For claims against insurers 90% of the claim is covered with no upper limit.

  • What is the claim limit?

    The maximum amount that the insurer will pay for any single claim will be limited to £300 per tyre per occasion. This will include a valve, balance and VAT.

    The maximum aggregate amount payable throughout the period of insurance is limited to 5 tyres on cars, commercials and motor homes.

  • When and how do I receive my policy documents?

    Policy documents together with confirmation of payment are sent by email as soon as you make the payment.

  • Whose name should the policy be in?

    The policy should always be in the name of the owner/ hirer or registered keeper of the vehicle.

  • Why is Direct Gap so much cheaper than motor dealers quote?

    We are an internet based provider and as such we have lower overheads than motor dealers.

    As a result of the high volume of GAP insurance that we sell annually, we are able to provide quality policies at the keenest prices.

    You can be confident that our prices are lower than those quoted by dealers and many other web sites.

    Paying less than you have been quoted elsewhere in no way means that you are buying an inferior product, it just means that they are making more profit from your purchase!

  • Am I covered to drive my vehicle abroad?

    You are covered not only in England, Wales, Northern Ireland, Scotland, Isle of Man and the Channel Islands but also in member countries of the European Community and any other country for which an International Motor Insurance Certificate (Green Card) is effective on your vehicle at the point of Total Loss up to 120 days in any one trip.

  • Is this a one off or annual payment?

    All premiums are single one off payments to cover you for the selected term.

  • Are run flat tyres covered?

    Yes; run flat tyres are included in the policy.

  • Are there any wear and tear deductions?

    No; there is no charge for betterment but the tyres must comply with the legal requirements.

  • Am I covered for malicious damage?

    Yes; the policy will cover malicious damage to tyres provided that a police report is available.

  • Where do I need to buy my tyres from?

    Tyres must be either repaired by or purchased from a VAT registered tyre supplier or dealer.

    This can be a supplier of your choice.

  • What is the maximum permitted mileage at time of policy inception?

    Maximum permitted is 60,000 miles at date of policy purchase.

  • When can I purchase the cover?

    This cover must be purchased within 30 days of delivery of the vehicle.