Welcome to Direct Gap - The GAP insurance specialist

Pays the difference between motor insurance payout and the original purchase invoice price.

Pays the difference between motor insurance payout and the cost of a replacement vehicle.

Pays the difference between motor insurance payout and what you owe your finance provider.

All the features of our RTI & VRI products for new vehicles only. Defer your start date until the vehicle is one year old if you have new for old cover.

Pays up to the purchase price of the vehicle and settles finance agreements.
Covers ALL Factory Fitted Optional Extras and up to £1000 of dealer fitted.
Transferable policy if you change your vehicle.
Covers Loss of vehicle through theft of keys.
Covers your insurance excess up to £250.

Replaces the vehicle even if you had a discount or the price increases.
Covers ALL Factory Fitted Optional Extras and up to £1000 of dealer fitted.
Transferable policy if you change your vehicle.
Covers Loss of vehicle through theft of keys.
Covers your insurance excess up to £250.

Settles Contract Hire, Leases , HP, PCP & Finance Agreements.
Can be purchased at ANY time.
Covers ALL Factory Fitted Optional Extras and up to £1000 of dealer fitted.
Covers Loss of vehicle through theft of keys.
Covers your insurance excess up to £250.

Deferred policies have the same great features as our standard RTI and VRI policies
but have a deferred start date for the first 12 months from date of vehicle registration.
Only suitable for brand new vehicles where the Motor Insurer offers “new for old” cover in the first year.
No premium is charged and no cover is provided for the first year.
Cover starts when the vehicle becomes a year old. You will only pay for the cover you actually need!

There are many different terms for Gap Insurance such as, Return to Invoice GAP Insurance, Vehicle Replacement Insurance, Shortfall Cover, Total Loss Gap Insurance and Finance Gap Insurance.

Don’t be confused as Direct Gap aim to provide customers simple to understand and quality GAP Insurance products at the most competitive prices in the market.